Connecticut ordered CDS Financial, David Lugo, and Kevin Lugo to cease and desist and pay restitution. I flagged the same address and manager back in 2019.
A debt settlement company telling you to pay a fee before they settle anything isn’t industry standard — it’s a federal violation. The FTC’s Telemarketing Sales Rule has banned advance fees since 2010.
Two independent investigations exposed the same predatory law firm scheme in 3 weeks. Here’s the 5-step playbook they documented — and how to protect yourself.
Court ordered Christopher Carroll to pay $140M over a timeshare exit scheme that stole $90M from older adults — what victims should do now.
The FTC stopped NERD Solutions and ED REF from collecting $8.8 million in illegal student loan relief fees — here’s what to do if you were targeted.
My definitive step-by-step guide for getting a refund from a debt relief company — certified letter strategy, every regulator to contact, and how to escalate to small claims if needed.
Quick Answer: I cannot tell you whether Credit Vision is legitimate or not — but I can show you exactly where to look so you can decide for yourself.Important Disclaimer: This is a research guide, not a verdict. I am not endorsing, recommending, or condemning Credit Vision. The resources below are publicly available tools you …
The BBB is warning consumers about a surge in credit repair and debt relief scams ahead of tax season. In 2025 alone, 422 people reported these scams to the BBB with a median loss of $450. Here’s what the scams look like and how to protect yourself.
Student loan complaints hit a record 22,900 in one year as scammers exploit confusion about SAVE plan and repayment rules. The FTC has shut down multiple fraudulent operations. Know the red flags: upfront fees are illegal, government impersonation is fraud, and everything these companies charge for is free at StudentAid.gov.
Rhode Island AG sues Palisade Legal Group for operating an unlicensed debt management business disguised as a law firm—charging 27.5% of total debt while delivering little to no relief.
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