Articles and posts about consumer bankruptcy can be found here. Chapter 7 bankruptcy and chapter 13 bankruptcy are the most common topics covered.
“Dear Steve, 1987 Student loan discharged in Chapter 13 bankruptcy that was filed in 1992 and discharged in 1995. Now I am being garnished. What can I do? I have a student loan that was from 1987 that was paid and discharged through a Chapter 13 bankruptcy in 1992. I have the papers to prove …
“Dear Steve, I have some debt…. have not been employeed in nearly two years, but I am sure that I will be soon . In the meantime, I do have some debt and since Ive not been employeed & no one has hired me – I need to file a BK. I have a title …
“Dear Steve, I was long-term unemployed for 3 years, last one with no UI as it ran out. Finally got a part-time job in February this year. During the 3 years I got 2 judgments against me by Capital One and Chase for credit card debt. Since they could not garnishee my UI they got …
“Dear Steve, due to wife’s loss of job, unepmloyment benefits and medical care I accrued 40k in unsecured debt. I tried to settle with the credit card companies, when I had some savings they said they couldnt help me “you already have the best deal” even after i repeatedly warned thme that once I blow …
“Dear Steve, Filed for bankreptcy about four years ago, so my credit is really bad. I would like to buy a house, but how can I do so with bad credit? I filled for bankruptcy and it was discharged soon after. It is now four years later and I really would like to purchase a …
“Dear Steve, ON JAN 2001 I FILE CHAPTER 13 AND I STARTED MAKING MAKING ON IT ON FEB 2011. ON NOV 2011 I HAVE TO QUITE MY JOB BECAUSE OF MEDICAL REASONS. SO I CALL THE BANKRUPTCY OFFICE AND THEY TOLD ME THAT THEY WOULD WORK WITH ME, SO THEY TOLD ME THAT THEY WOULD …
“Dear Steve, 2003 retired w/2 income properties almost paid for. Filed a 1983 action (long story) against the city. THe criminal and civil case caused me to go from set to swimming in $225,000 in mortgage debt. Income is decent and can be counted on. Disabled in 2005. I have been fighting with the VA …
“Dear Steve, My company use to generate a good amount of money to where I can pay my truck on time and some times more. But this last year or so, not so much. My truck was alomst repo ounce and was able to avoid it. I make the payments but every other month now …
“Dear Steve, I’m in Fairfax County, VA area. I am 4 months behind on house mortgage (HFC – foreign owned). Own tree service and am a partner in a small struggling marketing firm. Anyway, I have been in the tree service for almost 12 years and while it is always slower in the winter, yet …
“Dear Steve, I lost my job and we had to file bankruptcy in 2011. As of August we were discharged form everything including 1st and 2nd mortgage. Our 1st is 242000.00, 2nd is 43000.00. Our home value is below 200000.00. During the bankruptcy BOA transfered our loans to new lenders, the second went to greentree …