I Wrote You When You Were the Debt Coach on the TV Show Starting Over. – Sari

“Dear Steve, I am not sure if you are the same Steve Rhode I wrote to about 7 years ago. I heard about you on the TV show Starting Over, with Rhonda Britten. I wrote to you asking advice on how to get out of the large debt we had from attempting to start our … Read more

We Don’t Have Much Left Over Each Month. Should We Save It? – Cathy

“Dear Steve, We are $23,000 in debt not including our house. We are able to make all payments but nothing is left over to save. $11,000 of this debt is an old school loan that we pay $114/mo on. $5000 is an auto loan. The rest is old credit debt. We have paid down about … Read more

Relay Rides – Really Cool Way to Make Some Extra Money With Extra Car Sharing

An article about the new feature of Realy Rides really intrigued me. Starting soon owners of GM vehicles with Onstar will be able to remotely rent out their cars by the hour using a smartphone app. Rely Rides launched in 2010 but has been spreading it’s wings across the country. And now that the investment … Read more

Buying Scratch and Dent Appliances to Save Money

I’m looking to replace some appliances in my kitchen. Mine are old and on their last legs. The trouble is that I really can’t afford new appliances and I don’t want to put them on my credit card. I’ve heard that you can get great deals on ‘scratch and dent’ appliances. But, I don’t know … Read more

Women and Financial Insecurity

A recent article in the online version of the Wall Street Journal caught my attention. It was called “Clients From Venus.” Source It began by pointing out that women are becoming increasingly involved in personal finance. “Women control $8 trillion in assets in the U.S., and by 2020 are expected to control $22 trillion, according … Read more

Be YOUR Own Boss

Whether you’re a student out of school for summer, an unhappy employee, or someone who has been downsized, it is possible to get work even if companies aren’t hiring. Instead of relying on a corporate paycheck, entrepreneurs are becoming more innovative about making a living or adding to their regular incomes. Being your own boss … Read more

If Breakout Incomes is a Scam Then What Can I Do From Home Online to Make Money? – Brandon

“Dear Steve, Ive been out of work the past 2 years and was looking for online work. One that really works! I was looking at Breakout Incomes and it didn’t sound too legitimate after reading your review. So Im here now asking you what does work? Im sick of being broke, stressed i cant make … Read more

Do You Have a Will? If Not, It’s Time For You to Write Your Will.

It’s a subject that none of us want to think about. Whether we’re young and just starting life or older and approaching the end, we don’t want to think about our own death. And, adding money to the mix only makes it worse. But, the truth is that all adults need to think about what … Read more

Should I Be Paying Myself First?

“Dear Paul, Can I run my vanguard index fund assett allocation by you? Also planning to move and buy a more expensive home and would love some guidance there. So, I’m still sort of polishing up the exact percentages, but contributing roughly $4-5k each month approaching $250k total in our Vanguard taxable investment account this … Read more

Will Baby Boomers Have Enough to Retire?

It’s no secret that the housing bubble and recession of the last four years has caused financial heartache for many of us. One group that has been especially hard hit is the baby boomer generation. For years boomers have believed that they would retire in their mid-sixties and enjoy their golden years playing golf and … Read more

A Little Difference With Compound Interest

Sometimes the difference between success and failure is very small. Occasionally you’ll see a race (NASCAR, horse or foot) that will be decided by just an inch or two. Such a tiny amount determines winners and losers. What’s also striking is how much difference that can make in the future. Our stock car winner will … Read more