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How to Pay Off Your Credit Cards – When No One Wants to Help You

Just because you’ve been turned down for balance transfers and personal loans, it doesn’t mean you’re destined for bankruptcy. America is drowning in debt – and credit cards are dragging us down. According to statistics from Debt.com… We owe more than $1 trillion on our cards. That’s enough to buy every NFL, NBA, NHL, and …

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What the Hell. You’re Killing Me Joan.

Question: Dear Steve, I am working at getting out of credit card debt. I would like to find out how many payments I have left. I cannot get into my account. All my information was on my I_Pad which was destroyed in an accident. I had nothing written down. Lost everything. I hope you can …

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Should I Payoff My Student Loans? – Sarah

“Dear Steve, I have about $19,000 in government-backed student loans at 2.25%. When I graduated, I was advised to NOT pay off the full debt right away and “take advantage” of the low interest rate. So, I have been paying slightly more than the minimum each month ($100) and have only knocked the principal down …

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Should I Keep Investing in My IRA or Pay Off My Home?

“Dear Steve, Bought a home a year ago after finishing paying off students loans (am currently 27). I started contributing to a Roth about 6 months before I purchased the home and am now wondering if I should continue to max out the Roth or pay off the house faster? M” Dear M, I think …

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Should I Put All My Money Into Paying Off My Student Loan? – Chester

“Dear Steve, I am a recent graduate with 43,000 in student loan debt. I make about 30,000 a year. All my student loans are federal with interest rates ranging from 6% to 2%. My current monthly payments are $141/month. I have no credit card debt, no mortgage, and no car payments. Should I be in …

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Which is the Best Debt to Pay Off First? – Taylor

“Dear Steve, I have some extra money this month and wanted to know which was the best way to go. Pay on the cards with the smallest balances or highest or is the better route the one with highest interest? Taylor” Dear Taylor, If you’ve come into some extra money I’d first suggest you save …

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