If you usually find yourself in January and February facing a stack of bills from holiday shopping, resolve that this year you aren’t going to let the spending get out of hand. Decide that your holiday memories are going to be happy ones, not headaches! Following are strategies for spending less while enjoying your holidays …
“Dear Steve, We are currently $2600.00 behind on all are bills, including our mortgage. I can’t get aloan cause it would be just another bill. I was looking for someone who might just give a gift. I really want to go into Christmas stress free. I have a beautiful wife and two children.It is really …
How to Cut Your Holiday Bills in Half Without Feeling Like Scrooge If you usually find yourself in January and February facing a stack of bills from holiday shopping, resolve that this year you aren’t going to let the spending get out of hand. Decide that your holiday memories are going to be happy ones, …
Photo by Roger Smith Back when Pam and I were dead broke and oh yes, would have been homeless if my parents had not taken us in, we had no real money to give holiday gifts. Being broke at Christmas can make you feel really crappy. Everyone is exchanging gifts but you have nothing affordable …
Every single year a new crop of unprepared consumers gets blindsided by the post holiday bills which begin to arrive after the middle of January. It is a predictable phenomena. Credit counselors and debt counselors get really slow before the holidays and then slammed when those post holiday bills roll in. And even though many …
The Christmas season is trying to be festive and thoughts of the upcoming holidays are filling our heads, or at least our eyes and ears. But it is especially difficult with escalating financial responsibilities, disappearing work hours and eliminated jobs. How can we make it all balance? Each year the Christmas time of year is …
Have you ever raised your hurting head the morning after the night before after a little to much fun and alcohol? You know, when you’ve got a bad hangover and possibly regret some of what happened the night before. It’s much the same thing that is going on at credit card companies right now. Now …
I just did an interview with the Christian Science Monitor and we were talking about holiday shopping. The question was if I thought people were going to significantly cut back on holiday shopping to live within their budgets. Sadly, I don’t think they will. Gift giving and shopping at this time of year are ingrained …