Your Money Actually — A Free Newsletter From Steve Rhode
Your Money Actually is Steve Rhode’s free newsletter. The financial information the industry doesn’t want you to have — exposed hypocrisy, hidden math, and options nobody tells you about.
Steve’s Blog
The LIRR Strike Could Cost You More Than Your Commute — Call Your Creditors Before You Miss a Payment
The LIRR strike is stranding 300,000 commuters. Call your creditors today — before you miss a payment. Here’s the 5-step hardship playbook.
Financial Second Chances: Myth vs Reality
Quick Answer: Financial second chances are self-created opportunities rather than external gifts, as demonstrated by examples like J.K. Rowling rebuilding after hitting rock bottom. The author’s 1990 bankruptcy experience illustrates that major financial failures can become foundations for recovery when individuals actively choose to move forward without waiting for permission.What If Your Biggest Mistakes Were …
Life Changes and Flying: Myth vs Reality
Quick Answer: A 62-year-old commercial pilot with ratings since 1988 acknowledges that aging may be affecting flying skills despite passing recent tests. The pilot’s experience highlights the reality that even experienced aviators must honestly assess whether age-related skill degradation impacts safety, challenging the myth that veteran pilots maintain peak abilities indefinitely. Flying is part of …
Do Not Disturb Mode Changed My Life: Myth vs Reality
Quick Answer: Do Not Disturb mode can provide meaningful relief from smartphone interruptions, though the author’s personal testimony lacks specific data on productivity gains or measurable life improvements. The 61-year-old writer reflects on technology’s evolution from rotary phones to smartphones but doesn’t quantify how DND mode actually changed daily routines.Let me start by admitting that …
Stop Dreaming: What It Means to Take Action
Quick Answer: Taking action means moving beyond dreams and ideas to actually doing something, as illustrated by the author who became a pilot because of his love for aviation and a scuba diver inspired by Jacques Cousteau. The key difference between people who dream and those who live fulfilling lives is simply taking that first …
Debt Consumes Your Life: Myth vs Reality
Quick Answer: While debt forces lifestyle modifications and financial constraints, it doesn’t have to consume one’s entire existence or prevent finding joy through low-cost activities like photography, museum visits, or nature walks. The key is adapting expectations and discovering simple pleasures that don’t require significant financial resources.Don’t let your debt consume your life, certainly a …
Debt Stress: What It Means and What to Do
Quick Answer: Debt stress encompasses the severe psychological effects of financial burden, including panic, anxiety, depression, and insomnia that can persist for years. The author’s 30-year journey from debt crisis to helping others demonstrates that recovery is possible with proper support and guidance from those who have experienced similar financial struggles.Just yesterday, I updated a …
Debt With Dignity: Why Respect Matters
Quick Answer: Society should treat people in debt with dignity and compassion rather than shame and cruelty. The author argues that while society has made progress treating people with respect across race, disability, and religion, debtors still face social stigma comparable to harassment that would be unacceptable in other contexts.We assume that it is wrong …
Tesla Charging Personality: Is It Legit?
Quick Answer: Tesla charging personality refers to understanding one’s charging habits and preferences to choose the best charging solution, ranging from home charging options to external networks like Tesla Superchargers and ChargePoint. The author identifies different charging personalities like “Charging Planner” to help Tesla buyers determine their optimal charging strategy. Deciding to purchase a Tesla …
