income contingent repayment

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  My Parents Have a High Income But Struggling Under the Parent PLUS Payments

  Question: Dear Steve, When going to school for my undergraduate degree, I was denied any federal aid or grants because of my parents’ income being too high. However, they were (and still are) in an extreme amount...

  • Posted July 11, 2016
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  Why Did They Give Me Parent PLUS Loans I Could Not Afford?

  Question: Dear Steve, I am a single mom who, without any help from their father, helped my two daughters get their degrees… one in the medical field and the other in the culinary arts. One thing I...

  • Posted July 8, 2016
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  I’m a Retired Teacher and I’d Like to Lower My Parent PLUS Loan Payments

  Question: Dear Steve, I am a retired teacher. I was told that I could consolidate the parent plus loans I have and then get an income contingent repayment plan. 1. Does my credit need to be good...

  • Posted July 6, 2016
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  I’m Taking the Tax Benefit for My Father’s Parent Plus Loan

  Question: Dear Steve, I am in debt for around $100k from going to a private design school in Nebraska. I owe around $20k in Fedloans and $80k in Parent Plus loans that my dad signed for. I...

  • Posted May 19, 2016
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  I’m a Teacher. How Can I Lower My PLUS Loan Payment?

  Question: Dear Steve, My student loan (originally taken out for my children) is now owned by the government and administered by fedloan.gov. The loan is in my name alone — my wife is not on the loan....

  • Posted March 8, 2016
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  Obama Proposes Tax Help for Student Loan Relief. Congress Says No.

  In the budget the Obama administration has just sent to Congress there are some benefits for students who will face massive tax bills when their student loans might be forgiven under income based programs. As it stands...

  • Posted February 11, 2016
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  Is Income Based Student Loan Forgiveness a Real Reality?

  Question: Dear Steve, After 12 years of schooling to obtain a doctorate in veterinary medicine as well as a masters in public health, I managed to accumulate over $300,000 in students loans by the time I graduated...

  • Posted February 2, 2016
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  There’s a Catch to Income-Based Repayment That Could Cost You Money

  When it comes to dealing with student loans it can be a good news-bad news situation. While there are some good options to dealing with student loans when you can’t afford the payments, not all loans are...

  • Posted March 17, 2015
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  Why Income Based Student Loan Payments Can Be a Terrible Trap

  What Student Loan Assistance Companies Are Not Telling You With the surge in companies that are selling student loan assistance programs it seems their product is most commonly just filling out paperwork to enroll people in income...

  • Posted February 20, 2015
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  Obama Pay As You Earn Student Loan Forgiveness Program Details

  The final rules and guidelines were released yesterday that can finally give us some guidance on a government student loan repayment program that can make it easier for many people. The Pay As You Earn program will...

  • Posted November 2, 2012
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• “I Have Three Degrees But I’m Broke And Miserable”

  Theresa “Dear Steve, I have $75,000 in school loans and I have one job bringing in $360 per week after taxes and another job where I make $150 per week after taxes. My car payment is $251,...

  • Posted February 22, 2010
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• Tiffany is Behind in Student Loans, Late On Other Payments, And Looking For Hope

  Tiffany “Dear Steve, I’m a 23 year old college student and I owe around $40,000 in student loans, as well as having $8,000 in credit card debt. I was laid off for two years and just going...

  • Posted January 8, 2010
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• I’m Buried in Student Loan Debt and not Even Finished with School. – Levi

  Levi “Dear Steve, I am finishing school right now after taking a two year hiatus. The problem is that I already have 60k in student loan debt and I am going to be pushing 75k by the...

  • Posted January 27, 2009
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