Home > Tag Archives: Public Service Loan Forgiveness Program

Tag Archives: Public Service Loan Forgiveness Program

Can I Consolidate My Sons Student Loans With My Federal Student Loans?

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Question: Dear Steve, I am a single parent and accumulated some debt (credit cards, student loans) when I was unemployed. I have since paid down most of my credit card debt and remain with $4000 after owing $25k. I have been consistently employed at a non-profit for the last 11 years. My son (age 25) is now looking to transfer ... Read More »

    Can I Get My Sallie Mae Student Loans Forgiven From My Public Service?

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    Question: Dear Steve, I had Sallie Mae student loan…it was sold to Navient which turned it into a private loan or so they tell me. We have tried the loan forgiveness or reduction twice with no results because it’s a private loan. The lender as so stated on his account site says “Navient Federal Loan Trust” How can this be ... Read More »

      I’m a Teacher and Afraid to Settle My Navient Private Student Loan

      single mom

      Question: Dear Steve, Public school teacher with public and private loans. My federal loans are now on the 10 year loan forgiveness plan after I consolidated all of my federal loans with the government and away from Sallie Mae. Unfortunately, none of the Sallie Mae payments counted toward the 120 consecutive payments, but I’m also on the income contingent plan. ... Read More »

        5 Little-Known Ways to Get Your Student Loans Forgiven

        Ready to Collapse

        If you’re like most people, your student loans probably feel a bit like a ball and chain that you’ve been dragging through your life for years. Every month, you dutifully make a payment knowing that you’ll be making that same payment next month, the month after that, and so on. But what if you didn’t have to? What if there ... Read More »

          Have We Already Solved the Student Debt Crisis?

          Student Loans Concept

          In a recent article in the New York Times, “A Quiet Revolution in Helping Lift the Burden of Student Debt,” Kevin Carey posits that the market dominance of federal student loans combined with income-driven repayment plans has solved student debt crisis. It’s an intriguing and optimistic thesis. Unfortunately, in the course of an otherwise thoughtful article, Carey commits the all ... Read More »

            Can My Student Loans Be Forgiven After Ten Years?

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            “Dear Steve, I have student loans that are more than 5-10 years old from undergrad and graduate school of $84,000 or more. I have made payments over the years but not consistently. recently my wages were garnished and created a financial hardship for me. After a least ten years or more could my loans be forgiven? I just read your ... Read More »

              Student Loan Forgiveness Scams

              Signs, Road Stencils

              For those looking for legitimate student loan forgiveness help it seems there are bad actors and scammers just waiting to take advantage. Some of the most ridiculous scams I’ve seen seem to circle around misinformation and bad advice for ridiculously high fees. Don’t get me wrong, it is entirely possible for have federal student loans forgiven. I personally think the ... Read More »

                The Best Way to Lower Parent PLUS Loan Payments

                Moving Up

                Parent PLUS student loans sure seem like a financial death trap. Parents are encouraged to jump into them to help pay for school by taking out Parent PLUS student loans, and they think they are doing a good thing, but is it smart? What a Parent PLUS Loan Is For those that might now be aware, a Parent PLUS student ... Read More »

                  My Husband Proudly Serves in the US Army But Has Student Loans

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                  “Dear Steve, My husband is in the US Army has been proudly servicing since 1998. He is considering retirement (he has prior service before 1988 which counts towards his 20 years). He has about $44,000 left of his student loans. His loans were consolidated since shortly after 1998 (his graduation from vet school). We don’t seem to be making a ... Read More »

                    Student Loan Public Service Loan Forgiveness – New Forms and Documentation Released

                    The Department of Education has released new forms and documentation to assist government backed student loan holders with getting their loans discharged through the Public Service Loan Forgiveness (PSLF) program. The new documents include updated information on eligible loans: Any non-defaulted loan made under the William D. Ford Federal Direct Loan Program (Direct Loan Program) is eligible for loan forgiveness. ... Read More »

                      Student Loan Forgiveness Program for Low Income Teachers

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                      I am a student enrolled in a masters program for special education. When I began school I decided to enter the student loan forgiveness program, which qualifies me to receive up to $17,500 of my loans being paid off, as long as I teach in a title 1 school for five years in a highly qualified area (which I qualify ... Read More »

                        I Work for a Non-Profit. Can I Get Some Help With My Student Loans? – Faser

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                        “Dear Steve, I have worked 40 hours a week for the past 6 1/2 years for a nonprofit. i had accumulated a good bit of medical debt which has all been paid off (since about 2009). i am a college grad with a student loan debt of $52,000. i have paid my monthly payment without missing a payment for 6 ... Read More »

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