Many people don’t realize while I’ve been a consumer debt expert since 1994 I am also an airplane pilot for the fire department. So public service issues are near to my heart. There has been a great uproar regarding the Public Service Loan Forgiveness program offered by the Department of Education since 2007. That program …
Question: Dear Steve, I am a teacher/counselor who went to college as a non-trad mother of two. I graduated in 1998 and secured a position as a counselor in FL with a debt of $35,000. I could not afford student loans with two boys and no child support, so I did forbearances, but then they …
Question: Dear Steve, I was in prison for about 3 years and I was wondering about student loan forgiveness for State prisoners. I read your article about student loan forgiveness for prisoners and you basically only mentioned it to be for federal prisoners. But would it apply to State prisoners as well? Kendra Answer: Dear …
Question: Dear Steve, This is concerning student college loans… I enlisted in the Army Reserves in 1994, did not get the loan repayment option in my contract (nor did I know about it at the young age of 17). I attended college, by use of unsubsidized Stafford Loans. Graduated college and have been serving active …
The American Bar Association had sued the Department of Education over a dumb, stupid, and ridiculous effort by the Department of Education to change the rules along the way and say attorneys working on behalf of the organization in a charitable capacity were not eligible for Public Service Loan Forgiveness. According to the American Bar …
Question: Dear Steve, Applying for missing benefits, orders, and Voc Rehab. No income while awaiting I.T. school and transition. Loans compounding since 1991. Navy Veteran of 25 years looking to teach STEM courses and leadership. Are there any loan forgiveness and cancellation programs? I can not make 120 on time, monthly payments. Thank you for …
Question: Dear Steve, Will have $160,000 of undergraduate parent plus debt for 2 kids. Recently divorced and debt is solely in my name Do consolidated parent plus loans qualify for forgiveness after 10 years of working at a community health clinic (FHQC)? Amber Answer: Dear Amber, My condolences on the $160K of Parent PLUS loans. …
The Department of Education under Betsy DeVos seems to be broken when it comes to overseeing student loan programs. Deep issues are preventing debtors from getting access to programs and forgiveness under the law. The biggest broken programs are Public Service Loan Forgiveness, Borrower Defense to Repayment, Closed School Discharges, and now a new class-action …
Last week, Randi Weingarten and the American Federation of Teachers (AFT) sued Education Secretary Betsy DeVos and the U.S. Department of Education, accusing DOE of mismanaging the Public Service Loan Forgiveness program (PSLF). AFT sued on behalf of itself and eight educators whose applications for public-service loan forgiveness were denied. Weingarten is president of AFT …
Question: Dear Steve, Have/had over 30k in federal student loan debt unresolved, went to prison for almost 8 years, fought wildland fires for 3.5 of those prison years as a part of the CA inmate firefighter program, just got out 4 months ago. Because I was in prison for almost 8 years, am I eligible …
