“Dear Steve, After long and expensive divorce got a predatory mtg. Taxes are 12k month. Teacher not paid in summer and ran up credit cards due to high expenses over the years. Just stared making decent money but now have unsecured debt of approx 170k. Mtg of 406k. And can’t make ends meet even on …
Aimie “Hi Steve, I graduated from ORU in 2007 with 72k in school debt. I have been doing volunteer work for a year and have now been married and moved to NYC. I am working in a private Christian school as a teacher for the 3rd and 4th grades making a salary of 20k. I …
“Dear Steve, My Brother-in-Law is deeply in debt. He was laid off from work 6 years ago and hasn’t found a decent job since. He isn’t very smart when it comes to money and lived off his savings until it was all gone. He is now 60 years old, has several thousands of dollars on …
“Dear Steve, My husband and I have been married for almost four years. We are both teachers and make about 60,000 a year combined. During this time we have accumulated over 25,000.00 in needless debt. We own our own home, have one car payment and two student loans. We have tried to a make a …
“Dear Steve, I have been teaching at the same Title 1 school for more than 10 years. Both before and after October 30, 2004 (the date indicated in the forgiveness details), I have completed at least 5 years of teaching. About $70,000 of Stafford Loan debt has accrued because of enrollment in a Master’s and …
“Dear Steve, I currently have liquidated all my assets (savings, checking, CD’s) and have not tapped into my 401(k) yet. I am newly employed at a school district and make $32,275/year. I am now living paycheck to paycheck. My current debt is car loan of $10,943 at an interest rate of 5.5% and monthly payment …
“Dear Steve, My wife and I are both teachers. I just lost my job. We have a $310K mortgage on a home that is only worth $250K. The mortgage is a five year ARM that changes in December. We have about $45K in credit card debt and a $40K student loan. We can only make …