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Tag Archives: teacher

I’m a Teacher, Pregnant, and Trying to Pay Off Student Loans

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Question: Dear Steve, I graduated in 2008 with $8000.00 on a private loan through Sallie Mae, which has become Navient. This is a private loan company. I also have federal loans, but those seem to actually be going down, and I am eligible for teacher loan forgiveness on the federal ones. I am on income-based repayment through Navient, but after ... Read More »

    Teacher Crushed by Private Student Loans Looks for Help

    teacher

    Question: Dear Steve, I started my student loans with Sallie Mae in 2004/2005. At the time, they asked for my parents information (my mother being a single mother was not able to help me, however financial aid said she made “too much” and I did not qualify and could not apply for federal loans on my own until I turned ... Read More »

      Teacher With Reduced Salary is Struggling With Bank of America and Chase Bank

      teacher

      “Dear Michael, Thanks so much for providing the people with this opportunity to communicate with you! I am writing to you to seek advice since I find myself in a desperate situation with credit card debt. I will be as brief a possible. I am a Biology teacher and have been a teacher for the past 17 years. My credit ... Read More »

        How to Budget on a Teacher’s Salary

        teacher_appreciation_week

        With the school year done in our area and others, I’ve been able to spend more and more time with my mom on the phone catching up. While she sometimes goes on trips during her break, this year she wants to be flexible as she’s awaiting the arrival of our baby next month, her first grandchild. We’re happy she’s able ... Read More »

          Can My Wife With the Boston Public School System Have Her Student Loans Forgiven?

          Check This Out_pri

          “Dear Steve, My wife works in the Boston public school system. has for 10+ years. she has ~$95K in student loans. I thought she should qualify for debt relief since she works in the school system. Unfortunately, they look at our joint income, which puts us out of contention. Their formula doesn’t account for all the expenses we incur with ... Read More »

            How to Discharge Your Student Loans if You Are in the Military, Police, or Teacher

            How-To

            More and more at GetOutOfDebt.org we are getting questions about how to get your student loans eliminated, forgiven, or discharged if you are in or served in the military, police officer, teacher, librarian, or other public service employee. It is absurdly ironic that members of the military can go into harms way, fight in combat and yet return back home ... Read More »

              I Do Not Want to File Bankruptcy and Want to Avoid Credit Cards Forever. – Carin

              process

              “Dear Steve, I am a high school teacher-same school 24 years. We had a house fire 4 years ago, fought insurance company, ran up credit cards, then paid them all off. Then my husband’s job was disappeared; found a new one-not paid; now fighting the owner for non payment, looking for another. Credit cards maxed out. I want to pay ... Read More »

                I Was a NYC Teacher. Will I Go to Jail Because the City Overpaid Me? – June

                Elder Care

                “Dear Steve, I worked as a NYC teacher. I was injured 6 years ago flling down the stairs. It was a line-of-duty accident, not subject to worker’s compensation laws. The departments doctor found me disabled, but did not make a final determination until 7 months later. They kept paying my salary. Then the doctor said that even though I was ... Read More »

                  I’m a Teacher. My Husband Took a Pay Cut. We Can’t Make Ends Meet. – Jenifer

                  Ready to Collapse

                  “Dear Steve, I am married with two children under 4 and rent my house. My rent is 750.00/mo., car payment is 550.00/mo., daycare is 1000.00/mo., loan is 450/mo., and then we have the usual utilities and cell phone bills. Two years ago my husband lost his job, then last year he changed jobs. He currently gets paid $10.00/hr. and I ... Read More »

                    I’m a Teacher But I Can’t Afford My Toyota Camry Payment. – Sloane

                    Ready to Collapse

                    “Dear Steve, I was a public school teacher until health problems forced me to quit teaching so therefore, I retired. The doctors have not given me clearance to return to work; so at the age of 61, I doubt that I will be unable to return. About six months before my health problems began, I traded my vehicle for a ... Read More »

                      I’m a Teacher in Debt And Not Sure What to Do Next. – Colleen

                      Ready to Collapse

                      “Dear Steve, After long and expensive divorce got a predatory mtg. Taxes are 12k month. Teacher not paid in summer and ran up credit cards due to high expenses over the years. Just stared making decent money but now have unsecured debt of approx 170k. Mtg of 406k. And can’t make ends meet even on a decent salary. Haven’t paid ... Read More »

                        I’m a Teacher. How Can I Get My Federal Stafford Student Loans Forgiven? – Aimie

                        Ready to Collapse

                        Aimie “Hi Steve, I graduated from ORU in 2007 with 72k in school debt. I have been doing volunteer work for a year and have now been married and moved to NYC. I am working in a private Christian school as a teacher for the 3rd and 4th grades making a salary of 20k. I have been putting a 100% ... Read More »

                          Substitute Teacher Lives in Shelter Instead of Paying Rent. – Tim

                          Ready to Collapse

                          “Dear Steve, My Brother-in-Law is deeply in debt. He was laid off from work 6 years ago and hasn’t found a decent job since. He isn’t very smart when it comes to money and lived off his savings until it was all gone. He is now 60 years old, has several thousands of dollars on credit debt, owes thousands in ... Read More »

                            I’m A Middle School Teacher And Not Saving Money. – Chris

                            Ready to Collapse

                            “Dear Steve, Hi, I am a middle school teacher. I have 80K in student loans and 10K in credit card loans. I am trying my darndest to pay down the credit cards as fast as I can. I think (HOPE!) they will be paid off by the end of the next school year–May 2010. Then I can start attacking the ... Read More »

                              My Husband and I Are Just Getting By and Now Have a Child on the Way. – Marisa

                              Ready to Collapse

                              “Dear Steve, My husband and I have been married for almost four years. We are both teachers and make about 60,000 a year combined. During this time we have accumulated over 25,000.00 in needless debt. We own our own home, have one car payment and two student loans. We have tried to a make a mend of our ways in ... Read More »

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