Why Another Loan Won’t Fix Your Credit Card Debt
Steve Rhode and Damon Day explain why another loan or a 401(k) withdrawal rarely fixes credit card debt, plus nursing home forms, hospital bills and scams.
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What the Rich Are Hearing Right Now That You’re Not: Inside the $124 Trillion Wealth Transfer
The $124 trillion wealth transfer mostly moves inside the richest 2% of households — and the advice those families pay for turns out to be free.
Microsoft Just Cut Thousands of Xbox Jobs. If You’re One of Them, Here’s Your First-Week Money Playbook.
Microsoft is cutting about 3,200 Xbox jobs. If you’re affected, the first week matters most. Here’s the tech-worker financial playbook: unemployment, stock options, severance, and the 401(k) mistake to avoid.
Can Bankruptcy Wipe Out My Tax Debt — Without Touching My Retirement?
Older income taxes CAN be discharged in bankruptcy (3-year, 2-year, 240-day rules) — and your 401(k) and IRA are protected. Don’t drain retirement to pay the IRS first.
My Debt Settlement Program Failed and I’m Near Retirement. Here’s How to Recover.
Your debt settlement program failed — fees gone, debts unsettled, retirement close. Here’s how to stop the bleeding, get money back, and the option they never told you about.
If Someone in Your Household Could Be Deported, You Need a Financial Power of Attorney This Week
100,000+ family separations are already happening. When a breadwinner is removed, the mortgage doesn’t pause. Here are the 5 documents that prevent financial catastrophe.
Recession Warnings Are Piling Up — Here’s the 30-Day Checklist That Separates Survivors From Spirals
NY Fed, CNBC, and Reuters all flashing recession warnings on the same day. Here’s the exact 30-day checklist to protect your finances before the window closes.
69% Say College Isn’t Worth It — Here’s the Math They’re Looking At (May 2026)
69% say college is less important now. A 2026 grad will borrow $43,500 that costs $66,327 after interest. Here’s what 30 years of helping families with debt taught me about this decision.
Everyone Says Wait to Claim Social Security. I Took Mine at 62. Here’s the Math They’re Not Showing You.
The breakeven age for claiming Social Security at 62 vs 67 is 78. Factor in investment returns and it pushes past 84. One-third of men die before the simple breakeven. The math everyone quotes is built on an assumption nobody can verify.
AI Gets Social Security Wrong — But So Does the Government, and So Might Your Financial Advisor
AI chatbots give dangerously wrong Social Security advice. But the IRS won’t stand behind its own phone agents either, and SSA claws back its own errors. Where does right actually exist?
