Mortgage

Where Can I Find a Legitimate Mortgage Modification Company? – Michael

Loan Modification Green Road Sign with dramatic clouds and sky.

“Dear Steve, Can you recommend a legitimate Loan Modification company anywhere in New jersey? All I hear are horror stories about these types of companies, and dealing with the bank directly is a joke. Any recommendation would be appreciated. Thank you, Michael” Dear Michael, The key point to remember is that no bank is required to modify any loan if ... Read More »

    My Bank is Stringing Me Alone to Modify My Mortgage in HARP. – Maryanne

    Loan Modification Green Road Sign with dramatic clouds and sky.

    “Dear Steve, We have a fannie mae loan that is serviced by Bank of America. Last year when we realized we were not going to continue with payments we contacted the bank and filled out a modification form. We were turned down because our loan was not imminent. We were then told by our customer service rep that we might ... Read More »

      I Lost My Job. How Do I Unload My Vacant Home. – Peter

      Short Sale Green Road Sign on Dramatic Blue Sky with Clouds.

      “Dear Steve, I have a first mortgage (about $210-220K) with PNC Mortgage and a second/line of credit with PNC Bank ($65K) on my apartment in Washington, DC. I lost my job in 2010 and moved to Illinois to help care for my elderly parents (I’m in my mid 50’s), I am behind on both payments now 7 months. Foreclosure is ... Read More »

        Estate Law Group Vanished With My Money. – Larry

        closed

        “Dear Steve, i retained estate law group 15333 culver dr,irvine california, june 2012 and paid them 2600 bucks,working with them back and fourth in the beginning but started noticing is was getting hard to get ahold of them,i was trying to mofify my 1st and 2nd mort which they told me not to pay, at one point they told me ... Read More »

          I Filed Bankruptcy But My Husband’s Mortgage With Bank of America Was Discharged. – Paula

          No Way!

          “Dear Steve, Divorced husband kept mortgage as long as I made payments which I have continued to do so. Divorced I got the house but mortgage stayed in ex husbands name ..I filed bankruptcy and they discharged ex husbands mortgage on the home.. Bank of America won’t fix it even though I am not on the loan . So ex ... Read More »

            Can Whitestone Capital Trust Save My Home?

            church

            “Dear Steve, I was contacted with proposition from Whitestone Capitals trust llc, to reduce my mortgage to fair price value i.e. the present valued price of my property now, because my property is less that my present mortgage. White stone capitals claims that they did a loan forensic search and find where my Mortgage holder is inconsistent with regulations, which ... Read More »

              Preferred Law Told Me to Stop Making My Mortgage Payments. – Iris

              Loan Modification Green Road Sign with dramatic clouds and sky.

              “Dear Steve, I recently contacted Preferred Law PLLC to help me with BOA Modification. I have tried for 14 months on my own and this is just to much stress. Of course, they said that they could get it done within 4-6 months and the cost would be $3,900.00. Stop making my mortgage payments, they guarantee it 100 % and ... Read More »

                My Second Mortgage Was Going to Settle So They Got a Judgment. – Din

                closeup of a gavel on cash, from above

                “Dear Jared, I had to short sale one of my investment condos in 2010. We thought the 2nd lien was settling at closing and then they pursued me for the full amount owed and have now place a judgement against me. They refused to settle for less than 75% of what was owed. I also have a promissory to Wells ... Read More »

                  How Can I Refinance My Mortgage With Chase? – Mark

                  Real Estate Concept

                  “Dear Steve, Mortgage is not supported by Fannie or Freddie. Was “self” funded by Washington Mutual (original lender). Now mortgage is held by Chase. Rate is 5.75. Any way to refinance. Does not seem any “Obama plan” is applicable because of non-Fannie or Freddie support. Mortgage Modification? I received same notification from S C Law Firm that you have been ... Read More »

                    Are New Vision Relief Center and New Horizon Debt Solutions Legitimate Companies? – Jannina

                    Loan Modification Green Road Sign with dramatic clouds and sky.

                    “Dear Steve, Trying to get a modification on my present home and also to settle 30k on credit cards debts. I am the only one working in my household my 67 yr husband can not find a job after he was forced retirement and my 18 yrs son who just graduate from high school are not able to find a ... Read More »

                      Modification Review Board Wants to Sell Me Advance Fee Loan Modification Help. – Danielle

                      Screen Shot 2013-02-20 at 5.52.33 PM

                      “Dear Steve, I have been looking into the Making Home Affordable Program. I found some companies offering assistance and asked for call backs. I have also been reading some of what they are allowed to do, not do, offer or not offer. I got a call back today from “the Modification Review Board.” I am writing you tonight after seeing ... Read More »

                        We Feel We’ve Been Scammed by Caplan Law Group for a Loan Modification. – Delores

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                        “Dear Steve, HI STEVE , WE HIRED AN ATTORNEY OUT OF STATE TO SETTLE OR GUIDE US THROUGH A LOAN MODIFICATION WITH OUR LENDER. IT HAS BEEN 18 MONTHS AND 3 CHANGES IN OUR LENDER (IN LESS THAN A YEAR). WE PAID 3, OOO $ FOR THEM TO NEGOTIATE AND REPRESENT US IN A LOAN MODIFICATION. NOTHING HAS BEEN SETTLED ... Read More »

                          National Advocacy Program Says They Can Save Our House From Foreclosure? – Sandra

                          Loan Modification Green Road Sign with dramatic clouds and sky.

                          “Dear Steve, bank is trying to forclose our house, worth 234000. and only owe 97000. no sale date yet, working with a lawyer trying to resolve, bank just gives the runaround. Received a letter from National Advocacy Program in CA, we are in PA. They are saying they can help us to get a settlement. IS this company leget? We ... Read More »

                            We Want to Settle Our Second Mortgage That Charged Off. Is That Possible? – Michael

                            Handshake with Money Sign

                            “Dear Steve, I owe 490,000.00 on first mortgage and just finished 3 trials of loan modification with fannie mae for a much lower affordable payments. Dropping our interest rate and extending loan for 40 years. Payments went from 4,000 to 2600.00 . Our final papers have not come in yet to finalize. In the meantime we fell behind on our ... Read More »

                              Is Resolution Law Group a Scam? We Are Thinking of Using Them. – Kersandra

                              detective

                              “Dear Steve, Mortgage issues: We recently refinanced with Sunbtrust Mortgage and is their a bank we can refinance our 2nd Martgage because Suntrust say the 2nd is with a private investor and will not refinance. My husband and I contacted the Resolution Law Group, P.C. of Greenwich, CT through one of their advertisement. My question is: is this a legitiment ... Read More »

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