Sallie Mae

Navient is Reporting Me Late Even Though I’m Repaying My Loans

raise_credit_score

Question: Dear Steve, I have about $100,000 in private student loans with Navient (formerly Sallie Mae) I was not able to pay on the the loans and the account went into default after about 7 months of missed payments. In March 2015, Navient offered me monthly payments of $250 at the interest rate of .001% until the balance was paid ... Read More »

    I’m So In Debt Because of Harrison College I Need Help

    paying_for_college

    Question: Dear Steve, Married, mother of 2, 34 years old. Recent graduate of Harrison College via online courses. Upon enrollment at Harrison, I was given the impression that all fees were on par with other area schools which was absolutely inaccurate. I was also never told of the limitations on loans for a bachelor degree, and had to quit before ... Read More »

      How Can I Avoid paying Sallie Mae Loan as a Co-Signer?

      whispering

      Question: Dear Steve, My ex-fiancé wanted to take an online business course and he needed to take a loan so I co-signed for him and we got the loan through Sallie Mae, and we ended breaking the engagement last year, since the break of the engagement I have reached out to him via email to remove me as a co-signer ... Read More »

        I’m on a Fixed Income and Can’t Afford to Pay on Cosigned Student Loan

        retirement

        Question: Dear Steve, I co-signed for my son in 2008–payment were current until Nov 2015 when he lost his job. He has talked to them several time at Navient-Sallie Mae sold loan to them- now I am getting calls about 4 times a day, I’m retired on fixed income of appx $1150 month. They just tell me I have to ... Read More »

          Teacher Crushed by Private Student Loans Looks for Help

          teacher

          Question: Dear Steve, I started my student loans with Sallie Mae in 2004/2005. At the time, they asked for my parents information (my mother being a single mother was not able to help me, however financial aid said she made “too much” and I did not qualify and could not apply for federal loans on my own until I turned ... Read More »

            How Can My UK Partner Get Navient to Offer a Different Payment?

            Many multicolor question marks above the head of young man or boy. Making decision thinking uncertainty learning concept. EPS 10 vector illustration no transparency

            Question: Dear Steve, I’m writing on behalf of my partner. She currently lives in the UK with me (and is a citizen here). She has no American income and therefore pays no tax (though her tax records are fully completed and up to date each year, so no issues there). She has no assets and no desire to return to ... Read More »

              How Can I Stop Navient From Automatically Debiting My Payment?

              Hand holding magic wand with sparks attracting money from top hat. Success wealth trick lie deception fraud cheating magic fast money concept. EPS 10 vector illustration no transparency

              Question: Dear Steve, I have been paying my sons private loans thru Navient at interest only now that time it up and they say to consolidate and gave me the amount but they want to take it out of my checking account which I do not want because there have been several times in the past that they have not ... Read More »

                I Don’t Live in the U.S. But My Student Loan Cosigner Does

                Contemplation and introspection are far better tools to deal with problem debt than knee-jerk bad solutions.

                Question: Dear Steve, I moved to NYC from France to find work in 2002, and somehow was convinced that I needed to have a Masters degree form an Ivy League school in order to get a shot at a good job. So I took out a loan with Navient (Sallie Mae) back in 2003 with the help of a guarantor ... Read More »

                  I’ve Never Been Able to Pay My Sallie Mae Student Loans

                  black-hole

                  Question: Dear Steve, Im probably one of the more stupid people to come and ask for you help since I haven’t paid Sallie Mae a dime since I’ve graduated in 2010 thinking I could get a great job with my hospitality associates degree. But here goes. After I graduated with nearly $20,000 in debt, still eating at my credit till ... Read More »

                    Can My Son File Bankruptcy on His Tribeca Flashpoint Media Arts Academy Loans?

                    certificate_of_deposit

                    Question: Dear Steve, My son graduated from Tribeca Flashpoint Media Arts Academy in Chicago, IL. He has $59,000 in loans through Sallie Mae with interest rates that range from 8.25% to 10.375%. I believe you call these private or unsubsidized loans. Sallie Mae won’t issue us a 1098E so he can claim the interest paid each year for taxes. We ... Read More »

                      Collectors Keep Calling Me for the Cosigned Sallie Mae Student Loan

                      20150806-foil-630x420

                      Question: Dear Steve, I cosigned on my sons Sallie Mae loan. It took more than 2 years of calling them weekly to get any paperwork on the agreement of this loan as his payments were 991.00 a month. He wasn’t paying them so I was paying what I could $660.00 a month only to have them call me 11 times ... Read More »

                        I’m a Teacher and Afraid to Settle My Navient Private Student Loan

                        single mom

                        Question: Dear Steve, Public school teacher with public and private loans. My federal loans are now on the 10 year loan forgiveness plan after I consolidated all of my federal loans with the government and away from Sallie Mae. Unfortunately, none of the Sallie Mae payments counted toward the 120 consecutive payments, but I’m also on the income contingent plan. ... Read More »

                          I Stopped Paying My Daughter’s Cosigned Navient Student Loan. – Rosie

                          caution

                          Question: Dear Steve, Hi Steve, I co-signed my daughter’s student loans which she and her husband stopped paying because Navient was asking for $1,100 a month (he lost the overtime advantage he was using to pay back the student loans) and all I could help towards that was $200. My daughter directed me to your site and we decided to ... Read More »

                            Why is My Son’s WyoTech Navient Student Loan Being Reported as a Federal Loan? – Ava

                            Whiteboard

                            Question: Dear Steve, My son had a Sallie Mae student loan…it was sold to Navient which turned it into a private loan or so they tell me. We have tried the loan forgiveness or reduction twice with no results because it’s a private loan. The lender as so stated on his account site says “Navient Federal Loan Trust” How can ... Read More »

                              I Thought My Art Institute Student Loans Were Eliminated in My Bankruptcy? – Stephanie

                              Where does it hurt nurse question

                              Question: Dear Steve, I went to the Art Institute of California for video production. I graduated in December of 2009. Due to life I had not been able to pay my loans. The went from being 54,000 when I graduated to over a 120,000 last year. Most of the loans were private and I got them discharged in bankruptcy at ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.