Navient

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  Bankruptcy Discharge of Certain Sallie Mae and Navient Student Loans Takes Big Step Forward

  Justice takes time. In 2016 I first wrote about Navient and Sallie Mae student loans that clearly appeared to be eligible for and dischargeable in bankruptcy if people had filed. See this post for more. At issue...

  • Posted February 4, 2019
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  Police Pension Plan Sues Navient for Bad Acts But Consumers Still Left Out in Cold

  Recently I wrote about this case where Navient was sued by an investment company. It was eyeopening to see investor making alarming claims against Navient. The same sorts of claims made by the Consumer Financial Protection Bureau...

  • Posted January 8, 2019
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  Lord Abbett Affiliated v. Navient Corporation: “We cheat the other guy and pass the savings on to you!”

  More than a year ago, Lord Abbett Affiliated Funds sued Navient Corporation for fraud and securities violations, claiming it was deceived by Navient’s representations about its student loan portfolio. Navient is a student-loan servicing company that manages...

  • Posted January 2, 2019
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  Chinnock v. Navient Corporation Could be Groundbreaking

  Julie Anne Chinnock sued Navient Corporation,the U.S. Department of Education, and a Navient student-loan trust a few days ago, seeking two forms of relief. Ms. Chinnock wants compensation for an invasion of her privacy and a declaratory...

  • Posted December 26, 2018
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  Navient Defense – “It Never Happened”

  I had to laugh at the case filed by Simon Singh against Navient Solutions. Singh alleges Navient was calling him frequently in an attempt to collect on a debt. He says he was receiving multiple calls during...

  • Posted December 12, 2018
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  Imminent Suit Against Navient Raises Student Loan Bankruptcy Discharge Issues

  Attorney Chad Van Horn in Florida, who by the way was just named a leading bankruptcy attorney, has an interesting case going. In this case, he is pursuing damages against Navient for continuing to attempt to collect...

  • Posted December 10, 2018
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  Consumer Goes After Equifax and Navient for Screwing Up His Credit Report

  A consumer has filed a lawsuit against Equifax and Navient Solutions alleging a disregard for accurate reporting his loan performance. The consumer says they have tried repeatedly to dispute and validate the incorrect credit reporting information but...

  • Posted December 4, 2018
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  Navient Pissing Contest Should be Beneath Them

  The student loan servicer, Navient, has turned its outrage up to a borderline 11 claiming it has been unfairly painted in a light which says they are not awesome. Navient CEO Jack Remondi issued a statement saying,...

  • Posted November 21, 2018
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  How Can I Stop the Nightmare Abuse From Student Loan Collectors?

  Question: Dear Steve, I borrowed around 100k to go to college, as I did not have a choice in borrowing, only in how much and if I needed to borrow 70k for SUNY school than why not...

  • Posted September 25, 2018
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  Navient Schmoozes CFPB and California is Suing Them For Being Jerks

  Politico is reporting Navient “ramps up pressure to get the bureau to drop a separate suit against it. According to an official familiar with the meeting, Remondi met with Eric Blankenstein, the top political appointee for the...

  • Posted June 29, 2018
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  I Just Discovered My Husband Owes $30K to Navient

  Question: Dear Steve, I recently discovered my husband owes over $30K to Navient for student loans. I previously thought he only owed around $3K, which is visible on the student gov website. His tax return (now our...

  • Posted January 17, 2018
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  My Private Student Loan Was Charged Off. Should I Just Ignore It?

  Question: Dear Steve, I defaulted on my Navient/Sallie Mae private student loan and I just found out that they have closed the account and charged it off as bad debt as listed on my credit report. My...

  • Posted October 12, 2017
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  Heaps of Navient Private Student Loans May Be Voided and Refunded in Nationwide Class Action Suit

  In a suit filed in 2016 by Evan Haas and Michael Shabazi against Navient Solutions and Navient Credit Finance Corporation an interesting position was taken that myself and others have previously presented. While many assume incorrectly all...

  • Posted October 10, 2017
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  Navient Stock Falls As PA Attorney General Sues Them Over Bad Acts

  Today the Pennsylvania Attorney General Josh Shapiro filed suit against Navient. The suit claims Navient engaged in: Making predatory loans to students attending for-profit or non-profit colleges with graduation rates lower than 50 percent, despite clear expectations...

  • Posted October 5, 2017
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  I Live Outside the U.S. and Can’t Pay My Student Loans Anymore

  Question: Dear Steve, I have about $50,000 in private student loan debt (Navient) and about $50,000 in federal student loan debt. I graduated with my masters 13 years ago. Up until February of this year I had...

  • Posted September 11, 2017
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  Judge Calls BS On Navient in Suit by Government Watchdog to Protect Student Loan Borrowers

  The behemoth student loan originator and servicer Navient was sued by the Consumer Financial Protection Bureau (CFPB) for basically providing bad service and advice to six million student loan debtors it is contracted to serve for the...

  • Posted August 8, 2017
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  I’m in a Debt Despair Over My Navient Student Loans and Need Advice

  Question: Dear Steve, I recently discovered that my private student loan monthly payment increased by $150, from $330 a month to $450 a month. That’s about 40% of my monthly payment after taxes! I am freaking out,...

  • Posted July 26, 2017
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  I Left the U.S. But Navient is Still Chasing Me for My Student Loan

  Question: Dear Steve, I attended University in USA -paid out of state tuition for 1 year and then in-state for the next 3.5 years. Spent one semester in Australia in a study abroad program at Bond University....

  • Posted June 22, 2017
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  CFPB Calls BS on Navient’s Claims It Doesn’t Have to Provide Best Advice

  If you know anyone who has a student loan serviced by Navient, you should warn them about this article. Navient was sued by the Consumer Financial Protection Bureau (CFPB) for failing student loan debtors in a number...

  • Posted May 4, 2017
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• Attorneys General Perplexed With Department of Education Roll Back of Student Protections

  Twenty-two state Attorneys General sent a letter on April 24, 2017 to Department of Education Secretary of Education and questioned her efforts to roll back protections of student loan debtors. The letter stated: “We, the undersigned Attorneys...

  • Posted April 27, 2017
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  Would I Be Better Off Just Not Paying Navient?

  Question: Dear Steve, I borrowed $70,000 in private loans during my time at school (2002-2007). Since that time, I have had economic hardships, and I’ve also dealt with poor health, saddled with migraines, vertigo and a variety...

  • Posted April 18, 2017
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• My Navient Student Loan Keeps Growing Even Though I Do What They Offer

  Question: Dear Steve, I finished school in 2004. My 2 student loans totaled about $25,000 at the time. They were both with Sallie Mae. I did a lot of deferring and barely paid anything for a long...

  • Posted April 17, 2017
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  Navient Knew Loans Were Garbage When They Saddled Students With Them

  More information is leaking out about the actions of Sallie Mae and Navient when it came to those wretched private student loans. Both the State of Washington and Illinois sued Navient in addition to the suit filed...

  • Posted April 10, 2017
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  Navient Says They Are Not Required to Provide Good Advice to Debtors

  In response to a lawsuit filed by the Consumer Financial Protection Bureau (CFPB) against Navient, see Navient Sued by CFPB for Failing All Student Loan Borrowers, the company has said they don’t have to provide good advice....

  • Posted April 4, 2017
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  Recent Navient and National Collegiate Student Loan Bankruptcy Rulings – March 2017

  Out of curiosity I decided to take a look at recent bankruptcy Adversary Proceedings that had closed against Navient and National Collegiate Student Loan Trust. I looked at a number of cases and it appears people who...

  • Posted March 21, 2017
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  Single Mom Eliminates Private Student Loans in Bankruptcy But Federal Hold Back

  Edwards v. Navient Solutions, Inc., decided last November, contains both good news and bad news for distressed student loan debtors. The good news is this: Paula Maxine Edwards, a single mother of two children, was able to...

  • Posted March 6, 2017
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  Will I Be Okay Just Defaulting on My Federal Student Loans With Navient?

  Question: Dear Steve, Consolidated student loans approx $80k. Been in forbearance/unemployment forbearance for ever. It just seemed so easy to claim unemployment and forebear. I cannot believe how easily it was to forebear, and now I’m kicking...

  • Posted February 27, 2017
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  I’m a Single Woman With Navient Student Loans Doubling in Forbearance

  Question: Dear Steve, I’m a 43 single woman who made some terrible mistakes with my student loans. I’ve kept them current but they have been in forbearance a lot and now the interest has more than doubled...

  • Posted January 26, 2017
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  My School Took Out a Navient Student Loan in My Name I Didn’t Want

  Question: Dear Steve, I had taken out a student loan to go hair styling school…I went from December 2013 to February 2014…I found that I did not like it and pursued something else. I paid $1,000 down...

  • Posted January 24, 2017
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  Navient Sued by CFPB for Failing All Student Loan Borrowers

  Today the Consumer Financial Protection Bureau (CFPB) is suing the nation’s largest servicer of both federal and private student loans for systematically and illegally failing borrowers at every stage of repayment. For years, Navient, formerly part of...

  • Posted January 18, 2017
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  Should I Poke Navient to Deal With My Old Loans?

  Question: Dear Steve, I have not paid my student loans since graduating in 1998 and 1999…after deferments then attempting to arrange monthly payments…I stopped paying after being told “If you can’t make the full payment, then it...

  • Posted November 1, 2016
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  Did Someone at Navient Steal the Payoff Check? – MJ

  Question: Dear Steve, I am a co-signer for a student loan. The person I signed for actually sent a lump-sum payment to Navient and Navient claims it was never received. Even though the amount was supposedly taken...

  • Posted October 14, 2016
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  My Wife Left Me Because the Bills Were Too Much for Her – Cory

  Question: Dear Steve, I borrowed 22,000 from Navient and I didn’t graduate, and I don’t work right now, I just graduated in a personal trainer program. I cannot find a decent job where I live so I...

  • Posted September 2, 2016
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  Navient Keeps Chasing Me Over Private Student Loans I Can’t Afford – Summer

  Question: Dear Steve, I owe about $24,000 in private student loans, which I cannot afford. I have tried on uncountable occasions to try and opt for a payment that’s reasonable for my situation but I cannot seem...

  • Posted August 24, 2016
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  Navient Told My Ex-Husband He Can Get Me Released as a Co-Signer

  Question: Dear Steve, Cosigned in 2009 on a Navient (at the time Sallie Mae) private student loan for my husband (soon to be ex). He has had difficulty making payments, and now they’re coming after me. I...

  • Posted July 21, 2016
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  My Husband is a Student Loan Identity Theft Victim

  Question: Dear Steve, My husband is listed as a cosigner on a Navient student loan dating back to 2006. He was living with a woman in MA and this loan was for the woman’s daughter. The issues....

  • Posted July 19, 2016
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  How Many of the Sallie Mae and Navient Student Loans Are Actually Eligible for Bankruptcy Discharge? Loads!

  I was recently working on an article about private student loans that sure look like they should have been discharged in the students bankruptcy filing. It looks as if the loans were issued for a course of...

  • Posted June 14, 2016
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  A Bunch of These Navient Private Student Loans May Really be Eligible for Bankruptcy Discharge Today

  Bankruptcy attorney Chad Van Horn has recently filed suit against Navient for attempting to purse student loans after a consumer bankruptcy. The issue stems from the fact the loans appear to not be protected from bankruptcy, yet...

  • Posted June 14, 2016
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  Navient is Reporting Me Late Even Though I’m Repaying My Loans

  Question: Dear Steve, I have about $100,000 in private student loans with Navient (formerly Sallie Mae) I was not able to pay on the the loans and the account went into default after about 7 months of...

  • Posted May 25, 2016
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  I’m on a Fixed Income and Can’t Afford to Pay on Cosigned Student Loan

  Question: Dear Steve, I co-signed for my son in 2008–payment were current until Nov 2015 when he lost his job. He has talked to them several time at Navient-Sallie Mae sold loan to them- now I am...

  • Posted May 6, 2016
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  How Can My UK Partner Get Navient to Offer a Different Payment?

  Question: Dear Steve, I’m writing on behalf of my partner. She currently lives in the UK with me (and is a citizen here). She has no American income and therefore pays no tax (though her tax records...

  • Posted April 28, 2016
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  How Can I Stop Navient From Automatically Debiting My Payment?

  Question: Dear Steve, I have been paying my sons private loans thru Navient at interest only now that time it up and they say to consolidate and gave me the amount but they want to take it...

  • Posted April 18, 2016
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  Is There a Private Student Loan Consolidation Program to Lower My Interest? – Adam

  Question: Dear Steve, I have about 96,000 in PRIVATE student loan debt. I got off to a rough start with payments when I graduated in 2011 but since late 2012 I have been paying faithfully and haven’t...

  • Posted January 19, 2016
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  I Stopped Paying My Daughter’s Cosigned Navient Student Loan. – Rosie

  Question: Dear Steve, Hi Steve, I co-signed my daughter’s student loans which she and her husband stopped paying because Navient was asking for $1,100 a month (he lost the overtime advantage he was using to pay back...

  • Posted January 13, 2016
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  Why is My Son’s WyoTech Navient Student Loan Being Reported as a Federal Loan? – Ava

  Question: Dear Steve, My son had a Sallie Mae student loan…it was sold to Navient which turned it into a private loan or so they tell me. We have tried the loan forgiveness or reduction twice with...

  • Posted January 11, 2016
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  I Thought My Art Institute Student Loans Were Eliminated in My Bankruptcy? – Stephanie

  Question: Dear Steve, I went to the Art Institute of California for video production. I graduated in December of 2009. Due to life I had not been able to pay my loans. The went from being 54,000...

  • Posted January 6, 2016
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  Is There Anyway to Get Out From Under My Navient Student Loans? – Kim

  Question: Dear Steve, I was young and dumb and didn’t have any financial help with college. I took out student loans to support my education. After 2 years, I was supposed to be able to get instate...

  • Posted December 29, 2015
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  My Navient Student Loans Are Out of Control

  Question: Dear Steve, I currently owe Navient $163,000 on my Private Student Loans. After graduating in 2009 with few job prospects, I put these loans into forbearance for the first two years while I could. This raised...

  • Posted November 12, 2015
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  Sallie Mae Screwed Up My Chances of Getting a Texas Public Education Grant

  Question: Dear Steve, I started my nursing training in WY and borrowed student loan money there. Then, in 1999, I moved to Lake Charles, LA, and took out loans through Sallie Mae since I was now in...

  • Posted October 6, 2015
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  Reporter Discovers Student Loan Shit Your Pants Syndrome #SYP

  Question: Dear Steve, I borrowed a grand total of $88,000 in private loans (Sallie Mae) for college. Struggles with health (migraines, vertigo, etc.) forced me to take nearly six years to finish my degree. Since that time,...

  • Posted September 21, 2015
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