A Private Student Loan Company Is Suing Me. Here’s What to Do Right Now.
A private student loan lawsuit has a real deadline. Learn your rights, how to demand proof of ownership, and whether bankruptcy can stop it or wipe it out.
Navient
See my research, posts, and articles on Navient, including loan servicing, repayment options, and borrower rights. Click the link to explore key insights!
What Sallie Mae Just Told the SEC About a ‘Refinance’ That Is Actually a Default Trap
Sallie Mae told the SEC that some ‘refinance’ pitches are really pushing able-to-pay borrowers into default. Here’s the filing and what to do instead.
Navient $120 Million Student Loan Settlement: Checks Are Going Out Now
Navient settlement checks are arriving now — $100 to $2,000 per borrower, no claim form needed. Here’s who qualifies and what to watch for
Drowning in Private Student Loan Debt? Here’s What’s Actually True
Private student loans don’t qualify for forgiveness programs. Here are the real options — including bankruptcy — from someone who’s guided thousands through this.
Navient Will Settle Your Private Student Loan for Less Than You Owe — Here’s How It Works
Navient will settle private student loans for 30–60 cents on the dollar after default and charge-off. Here’s how the process works, who qualifies, and the 2026 tax wrinkle nobody’s talking about.
Navient Settlement Payments Have Started — Here’s What to Know
The CFPB’s $120 million enforcement action against Navient is now paying out. Checks started going out February 13, 2026 through Rust Consulting. No claim form required for most borrowers. Navient is also permanently banned from servicing federal student loans.
Can Navient Legally Capitalize Student Loan Interest?
Quick Answer: Navient can legally capitalize student loan interest when borrowers are late on payments, as specified in the loan agreement and promissory note. The servicer added $20,000 in capitalized interest over 22 years of late payments, which increases the principal balance and causes future interest to accrue on the larger amount.Question:Dear Steve,My son’s student …
Navient Private Student Loan Forgiveness: Is It Real?
Quick Answer: Yes, Navient private student loan forgiveness is real for eligible borrowers affected by the Navient/Sallie Mae lawsuit settlement. One borrower had their largest loan forgiven from over $200,000 in total debt, with Navient confirming the forgiveness is not taxable income.Question:Dear Steve,I have eight private student loans past the statute of limitations, which fell …
Navient Settlement for Parent PLUS: Myth vs Reality
Quick Answer: The Navient settlement does not include LA Film School and offers only $260 maximum for Parent PLUS loans since they are federal loans. Eligible borrowers will be automatically notified by mail through July 2022, with no application process required.Question:Dear Steve,I attended the Los Angeles Film School, a for-profit trade school for aspiring creatives …
Navient Loan Forgiveness: When It Helps, When It Hurts
Quick Answer: Navient loan forgiveness under the recent settlement helps borrowers who stopped making payments on private loans from specific schools like Art Institute, but hurts those who continued paying. The retired Air Force veteran qualifies for forgiveness but only if payments had been discontinued and the loans were charged off.Question:Dear Steve,I’m retired Air Force …
