The Fresh Start of a Bankruptcy May Restore Credit Faster

People consider filing bankruptcy when the alternative has become worse. Figuring out if you are at that point though can be difficult. One misconception that makes people hesitate to file bankruptcy is the impact on their credit. An in depth study by the Federal Reserve Bank comparing the credit of people who’ve filed bankruptcy with … Read more

CPN – Credit Profile Number / Credit Privacy Number – Craigslist Scam to Watch Out For

While searching out scams to avoid recently I came across many that were willing, for a fee, to help me repair bad credit using a CPN or Credit Profile Number. There is a lot of misinformation online about the CPN but what you need to know is you can’t use a fictional number in place … Read more