Question: Dear Steve, I noticed Golden Financial Services is pushing their “Debt Validation” as a way to save more money compare to debt settlement with various internet marketing. I did more research and found they use a company called Actify Solutions for this debt validation. By reading through the BBB complaints of Actify Solutions, I … Read more
Question: Dear Steve, Joined Actify Solutions in September 2017 in response to more than 20K in credit card debt. I was almost 30K in total credit card debt in 2017. My debts were coming due and to delay filing for bankruptcy I joined their service. I paid about $267 per month for 12 months during … Read more
Question: Dear Steve, Two yrs. ago, I received a mortgage refinance solicitation, got approved but turned down the offer due to the high-interest rate. At that time, my credit score was 788. The Broker then referred me National Accounts who can settle w/ my creditors to lower my monthly payments. I never missed any of … Read more
Question: Dear Steve, I have $21,000 in credit card debt with high interest and I can only pay minimums. I was laid off from a job of 6 years in August. I was given severance pay until the end of Oct and started a new job Nov. 1st. I make about $10,000/year less now. My … Read more
Question: Dear Steve, I’m in debt with credit card,and I was notified by Actify Credit Solutions, they want to repair my credit, should I trust this company? I’ve tried talking to the credit card companies to lower my payment, by reducing my interest rate but they won’t do it. Should I go ahead with this … Read more
A kind reader forwarded me a client agreement from a company called Prime Solutions. I thought this was just another client agreement but two things happened. The first was I did some quick math on how much the purported credit repair services were costing. The second was I reached out to Prime Solutions and got … Read more
Please share your experience with this debt relief company and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are … Read more
Question: Dear Steve, My husband and I have about $18,000 in credit card debt and unsecured debt. We got into trouble after my husband had a stroke in 2014. I had to close down his trucking business. I was able to pay off most of that debt, but got behind on our personal debt. I … Read more