My Husband Could Not Pay His Rent 6 Years Ago. Will This Follow Him? – Kris

“Dear Steve, Over 6 years ago, my husband was 19 year old and he lost his job. He was unable to find another one to pay for his apartment, so he ended up moving back in with his mom. He still owes that apartment complex about $2500 and it is going to be VERY difficult … Read more

Apartment Complex Debt is Listed Twice on My Credit Report. – Lori

“Dear Steve, Hello, about 4 years ago I lived in these apartments. Due to some financial problems my mother and I were faced with the fact that we needed to move. We then moved out unexpectedly. Years later I recieved a letter in the mail from the debt collections stating that I needed to pay … Read more

Will We Be Evicted or Have to Still Pay Our Rent if We Go Bankrupt? – Lizzy

Lizzy “Dear Steve, My husband and I are considering filing for bankruptcy. WE have a lot of debt. We dont know how we are even going to pay next months rent. We have two little children as well. Car payments coming up… etc. How does bankruptcy work? Will we be evicted out of our current … Read more

Staying With My Parents is Shunned in My Community. – Jahmiel

Jahmiel “Dear Steve, I’m 30 yrs old. I have a full time job paying at least $30,000 a year. With the student consolidated debt of $60,000. my private loan is $20,000 with 9.25% rate. My federal loan is $36,000 with a 3% rate. My credit card payments is currently $1800. I’m sending extra payments. I’m … Read more

I Got My Credit Report But How Can I Improve My Credit Score? – Melissa

“Dear Steve, I received a credit report print out from all 3 credit bureaus. My credit score ranges from 604-639. I have an outstanding debt from a collection agency for $1500. And another for $183. I have paid a car loan off and I have one credit card with a $250 limit,which is current with … Read more