CFPB Hold Debt Collectors Accountable for Evictions

The Consumer Financial Protection Bureau (CFPB) today issued an interim final rule in support of the Centers for Disease Control and Prevention (CDC)’s eviction moratorium. The CFPB’s rule requires debt collectors to provide written notice to tenants of their rights under the eviction moratorium and prohibits debt collectors from misrepresenting tenants’ eligibility for protection from … Read more

Prosecutor Fired for Speaking Out Against Jail Time for People Who Fall Behind on Rent

An Arkansas prosecutor has been fired after speaking out against the state’s criminal eviction statute in an October ProPublica story. Garland County deputy prosecutor Josh Drake was let go from his position on Oct. 31 by Michelle Lawrence, the prosecuting attorney. Arkansas is the only state where landlords can file criminal charges rather than civil … Read more

Coronavirus Evictions Coming Fast

As tenants across Florida lost their jobs and incomes during the coronavirus pandemic, executives at Axiom Realty Partners LLC, whose portfolio includes at least nine apartment buildings throughout the Southeast, applied pressure on some tenants to either pay rent or move out. One Axiom tenant, who asked that her name not be used for fear … Read more

20+ Million Renters Facing Eviction

Forget the idea that we can’t let facts and science guide a logical response to the current pandemic. Let’s put that aside. What is clearly an imminent threat is the closing window of public support through unemployment assistance or eviction forbearance that has helped many people through these difficult months while they await a return … Read more

Help! I Lost Out on an Apartment Because of a Credit Report Mistake

A reader, Emily, wrote to us after being turned down for an apartment because of a previous eviction for her husband — only he’d never been evicted. Instead, she thinks his records may have been confused with his father’s. Here’s her story: My husband and I tried getting an apartment last month and they denied … Read more

Filed Bankruptcy to Avoid Eviction. Can I Get it Off My Credit Report? – Shawnale

“Dear Steve, I followed expensive advice from attorney that I could stay and fight a no-reason eviction from an apartment I paid rent on time 2 years. I had grown attached and did a lot of maintenance there and was lead to believe I could stall moving out for months. I filed three months straight, … Read more

I Have a Workers Compensation Claim and Can’t Work. Facing Eviction. – Sandra

“Dear Steve, Ten months ago I developed a repititive use injury which is now an established workers compensation case. However the job to injury aspect has “not been proven” yet, and may take beyond a year to settle. I have not had a normal paycheck in 10 months and my job search continues to be … Read more

Overextended Borrowers Stop Paying Mortgages and Capitalize on Time to Eviction

In this day and age the amount of people unable to pay their mortgages is on the rise. Be it medical bills, loss of income or a change in circumstances, many people are running into shortages in their lives leaving them coming up short for that monthly mortgage payment. While these times in life are … Read more

Will We Be Evicted or Have to Still Pay Our Rent if We Go Bankrupt? – Lizzy

Lizzy “Dear Steve, My husband and I are considering filing for bankruptcy. WE have a lot of debt. We dont know how we are even going to pay next months rent. We have two little children as well. Car payments coming up… etc. How does bankruptcy work? Will we be evicted out of our current … Read more

I’ve Got a Debt Situation. Can You Please Listen? – Noname

Noname “Dear Steve, My situation now seems totally hopeless and I am facing homelessness I am not sure if I am asking a question (or questions) of you or just need you to read and listen, probably a little of both. I am a single/divorced women in her mid-fifties. I was divorced and raised my … Read more

Woman Chains Self to Home to Prevent Foreclosure

I’m not quite sure how effective this particular approach is but one foreclosure specialist, facing financial problems of her own, has chained herself to the front porch while awaiting eviction. The woman chained to the porch is June Reyno. June Reyno, her husband and their five dogs have lived in their Mira Mesa home for … Read more