2025 Retirement Savings & Social Security Statistics: Key Facts, Trends, and Insights
Introduction Retirement security is top of mind for millions of Americans, especially as the Social Security Administration (SSA) projects future funding challenges and changing benefit levels. According to the Federal Reserve and EBRI (Employee Benefit Research Institute), total U.S. retirement assets have surpassed $40 trillion in 2025, yet the average household remains underprepared for retirement. …