Borrower Defense to Repayment

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  Department of Education Seems to Think Student Loan Forgiveness is Optional

  The Department of Education Borrower Defense to Repayment has officially gone from being a blessing to a joke and now to essentially lights out. Education Secretary Betsy DeVos has made it clear that she feels forgiving federal...

  • Posted November 14, 2018
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  ITT Bankruptcy Shows Why the Department of Education Should be Worried About For-Profit Higher Education Screwing Consumers

  The Department of Education under Betsy DeVos and the Trump administration is seemingly doing everything it can to eliminate consumer protections from schools of higher education that cause consumers to take out loans to attend. Secretary DeVos...

  • Posted September 13, 2018
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  NC AG Says Dept of Education Secretary DeVos Puts Predatory For-Profit Schools Ahead of Defrauded Students With Proposed Borrower Defense Regulations

  North Carolina Attorney General Josh Stein recently criticized the U.S. Department of Education (Department) and Secretary of Education Betsy DeVos for putting the interests of predatory for-profit schools ahead of the students she is sworn to protect....

  • Posted September 3, 2018
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  I Served My County in Iraq But Drowning Under Student Loan Debt

  Question: Dear Steve, I am a disabled veteran (reason for discharge) that served in Iraq 2004. After returning home in an effort to deal with my post war struggles, I decided to go back to school to...

  • Posted June 18, 2018
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  What a Mess. Department of Education and Court Create Corinthian Colleges Purgatory of Fraud

  The U.S. Department of Education reversed the Obama era policy of granting total federal student loan forgiveness for those who had been defrauded by their colleges. The move by Secretary of Education Devos made no sense even...

  • Posted June 13, 2018
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  Department of Education Shocked Corinthian College Students Believed Them

  The Department of Education recently changed their position in forgiving federal student loans that students of Corinthian Colleges several schools were burdened with after the schools were found guilty of misleading students and deceit. Leap back to...

  • Posted May 1, 2018
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  19 States Pile On to Call B.S. on Proposed Dept of Ed Changes to Borrower Defense

  North Carolina Attorney General Josh Stein recently wrote Secretary Betsy DeVos, criticizing the Department of Education’s (the Department) proposed redraft on borrower defense and financial responsibility regulations. Borrower defense is the process by which students who have...

  • Posted March 7, 2018
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  Betsy DeVos Says Students Defrauded by For-Profit Colleges May Only Get Partial Debt Relief

  As Martin Luther King wrote from the Birmingham Jail, justice too long delayed is justice denied. And of course justice that is not only delayed but incomplete is nothing more than a cynical parody of justice. As...

  • Posted January 4, 2018
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  Dept of Ed Puts Fraud First Over Students and Common Sense

  Secretary of Education Betsy DeVos seems to be waging a terrible war against student loan debtors who have been defrauded by their schools in order to extract federal student loan money. Since the Trump administration took over...

  • Posted January 3, 2018
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  Department of Education Coming to Jesus Moment With For-Profit Schools

  I’d love to tell you I absolutely think the current Trump administration Department of Education is going to get the message that for-profit colleges are problematic, but I doubt it. The Century Foundation has obtained data from...

  • Posted November 10, 2017
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  Why Does the Department of Education Hate Student Loan Debtors Just So Much?

  If I was ever to get into an academic research argument on the role of government, this would be the time. Frankly I’m just getting pissed off by the apparent disregard for student loan debtors by the...

  • Posted October 25, 2017
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  Trump and DeVos Stopping Student Loan Forgiveness From School Fraud

  The Trump administration appears dead set on stopping federal student loan debtors from getting loan forgiveness as the result of fraud by the for-profit schools they had the misfortune to be enrolled with. In July we learned...

  • Posted October 23, 2017
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  Trump Department of Education Stops Approving Borrower Defense to Repayment Claims

  For some unexplained reason the Trump Administration Department of Education appears to be delaying student loan forgiveness for students defrauded by their schools. Under the Borrower Defense to Repayment program, student loans should be totally forgiven for...

  • Posted July 31, 2017
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  19 States Sue to Keep Borrower Defense to Repayment Rules in Force

  A number of States have filed suit against Betsy DeVos and the Department of Education in an attempt to move forward the guts of the Borrower Defense to Repayment rules that would have protected students from school...

  • Posted July 6, 2017
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  Borrower Defense to Repayment Backlog is Obscene

  Politico is reporting on information out yesterday on claims processed by the Department of Education under the Borrower Defense to Repayment program to help discharge student loan debt obtained under school fraud. “The Trump administration is providing...

  • Posted June 27, 2017
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  Borrower Defense to Repayment Claims Fall Into Purgatory or Hell at Department of Education

  From 2007 to 2012, Sarah Dieffenbacher attended Everest College-Ontario Metro, a for-profit college located in Ontario, California. She took out $50,000 in federal student loans to fund her studies. In March 2015, Dieffenbacher filed a “borrower defense”...

  • Posted June 16, 2017
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  Department of Education Punts on Borrower Defense to Repayment Rules

  I’m still waiting to be pleasantly surprised by the Trump Department of Education (ED) under Secretary DeVos. It has not happened yet. From the recent actions to remove critical information from consumer notices to wanting to get...

  • Posted June 14, 2017
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  Is This the Beginning of the End for the Borrower Defense?

  The Borrower Defense to Repayment program was expanded under the Obama Administration to assist student loan debtors who were the victims of fraud and abuse by schools and universities that had profited from federal student loans but...

  • Posted June 1, 2017
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  16 Advocacy Groups Urge Congress to Not Allow Department of Education to Roll Back Protections

  Today sixteen consumer advocacy groups sent the following letter to members of Congress in hopes they would intervene to not allow the Department of Education to roll back or eliminate rules requiring for-profit schools to be responsible...

  • Posted March 22, 2017
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  Obama’s Department of Education grants automatic loan relief for all students who attended the American Career Institute: A puny effort–too little, too late

  Last Friday, the U.S. Department of Education granted automatic debt relief to all students who attended American Career Institute. As Inside Higher Ed pointed out, this is “the first time the department has granted automatic loan relief...

  • Posted January 18, 2017
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  Did You Submit a Borrower Defense Claim for Student Loans at Corinthian Colleges?

  Students who previously submitted Borrower Defense to Repayment claims to have their Corinthian Colleges (Everest, Heald, and WyoTech) student loans forgiven may have received an important email that went into spam. If you did previously submit a...

  • Posted January 16, 2017
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  All American Career Institute Federal Student Loan Borrowers to Have Loans Automatically Forgiven

  The Department of Education took an unusual step of an automatic forgiveness of all federal student loans under the Borrower Defense to Repayment program. What makes this announcement interesting is that defrauded students do not need to...

  • Posted January 13, 2017
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  How Can I Make My Art Institute Online Student Loans Disappear? – Justin

  Question: Dear Steve, I enrolled at the Art Institute of Pittsburgh Online back in 2004 for my diploma in web design. I had taken a few classes and realized that what I was being taught was nothing...

  • Posted December 9, 2016
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  How Can I Get My Full Sail University Student Loans Forgiven for Fraud? – Sonny

  Question: Dear Steve, I have obtained loan debts through Sallie Mae for a for-profit school called Full Sail. These debts have doubled from the interest alone. I have since condensed my loans through the Obama program and...

  • Posted December 5, 2016
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  Department of Education Finally Release Clarity on Ways Students Can Ditch Fraudulent Loans

  I will certainly be researching and writing some upcoming articles about the U.S. Department of Education announcement below. But with more than a thousand pages to read and digest I wanted to get this announcement out quickly...

  • Posted October 28, 2016
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  How to Prepare to Have Your Culinary School Student Loans Forgiven

  Question: Dear Steve, Graduated form a Culinary Academy (for profit) School. Started with an interest rate of 13% on 30k. School was eventually sued and lost because of improper promises of industry salaries and students’ lack of...

  • Posted October 6, 2016
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  Did the Culinary Institute of America Defraud Me With Student Loans? – Ruth

  Question: Dear Steve, I received assistance from the student financial aid department of the Culinary Institute of America for ALL of the federal loans that I borrowed. My financial aid counselor did not take into consideration that...

  • Posted October 3, 2016
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