Question: Dear Steve, My husband died in 2008 leaving me with 3 kids and massive student loan debt. Still owe 6 figures in student loans and helping my older two kids with college. I stupidly took payday loans. Any legitimate payday loan consolidation companies? Any legitimate payday loan consolidation companies?? I work full time but …
I have several pay day loans and would like to know who I can go about consolidating them into one lower monthly payment. Anne Dear Anne, There are good options for unsecured debt consolidation through LendingClub.com and Proper.com. I’ve recommended those companies to people in the past and people seem to be happy with either …
“Dear Steve, I have five payday loans that I am not behind on, but the renewal fees that they charge me each month is causing my bank account to become negative and making it hard for me to pay my other bills. I would like to consolidate these payday loans into one monthly payment so …
I am 47 years old and single mother to two teenaged children. I have a decent job and make good money for the area where I live. I bought a home in 2008, put $30,000.00 down on it (nearly my entire life savings). My house payments, insurance and taxes are equal to 2 weeks of …
“Dear Steve, I have over $80,000 in debt NOT to include the first and second mortgages I owe on. I am seriously in debt and not making enough money to make a dent in it! I am single and won’t be getting a decent raise anytime soon. I have been struggling for 2 years now …
Connie “Dear Steve, Even though, my credit is bad, I do have some good credit references. Everytime I apply for a consolidation loan, or whatever I am always turned down I know my score is bad but they always need that credit report. How can you help, a consumer even though there credit report is …
“Dear Steve, Me and my wife both have good jobs. We also both have good credit. We are not behind on anything nor have we ever been late on anything. A couple years ago we consolidated $42,000 dollars worth of credit card debt. Then about a year ago we consolidated about $27,000 dollars worth of …
Karen “Dear Steve, Have a lot of credit card debt – struggling to keep my head above water. Interest rates are going up, minimum payments are going up, and I am falling behind. which causes the rates a payments to keep going up and my credit score to go down. What is the best way …
“Dear Steve, I have two lines of credit and one credit card and my husband has an ATV loan all totalling approx. $32000.00. The two line APY’s are great but the credit card APY is outragious and the ATV APY could be better. Is there a way that we could consolidate these four debts into …
“Dear Steve, Need help with consolidating bills. What do I have to do in order to start this process? Mary” I asked my friend Mike Killian to answer your question for you. I wanted to make sure you got an answer as quickly as possible as I’m a bit backed up at the moment. I’ll …