Van Ru is Still Chasing Me for My Federal Student Loans

Question: Dear Steve, Well I went to school for Commercial Illustration back in about 2000. I didn’t feel right about the large amount of loans they were giving me but I really wanted to be an illustrator, so I gritted my teeth and bared it. The few grants I did get started to dwindle more … Read more

How Can I Go Back to College When I’m Behind on My Loans?

Question: Dear Steve, I never fully understood the who applying to college process when I was in high school. My guidance counselor basically told me apply to a college, use grants and scholarships and if your unlucky use your guardians/parents and/or loans. I didn’t even know how to find the college for me or apply. … Read more

The Private Student Loan Lawyer Says I Have to Settle

Dear Steve, I have defaulted on a student loan in the amount of $33,240 with NCO. A law firm has called me and says that I must settle for $26,592 in the month of August or I can get on a repayment plan for $9,972 and then a monthly payment of $332 but keeping in … Read more

I’m Divorced and My Student Loans are Very Delinquent. – Mary

I was divorced,with three kids.the youngest was stiil an infant( 11months I did not recieve ANY money,from him to help support my children.I never had any extra money to do any thing.My student loans are very deliquent. I do not know what to do,I can not pay them am re-married,he is 100% disabled..Currently,i am dis … Read more