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Tag Archives: student loan rehabilitation

How to Prevent a Tax Refund Intercept on a Defaulted Student Loan


“Dear Steve, I recently inquired to see if my defaulted student loan would offset my tax return. The FMS 800 number stated that my tax return may be offset for my debt to the US Department Of Education. My question is my husband and I file a joint return and we are now in a position to take care of ... Read More »

    The Easiest Way to Stop a Student Loan Wage Garnishment – Loan Rehabilitation

    casual woman saving money

    I can’t tell you how frequently people ask me for the best advice to deal with an Administrative Wage Garnishment for a federal student loan. It’s quite often. And the tragedy is the wage garnishment could have been easily avoided. The loans should never have been allowed to get to that point because there are such good programs to avoid ... Read More »

      Big Changes Coming for Those Struggling with Federal Student Loans

      student loan default

      Let’s get the bad news out of the way, none of this good news in this article applies to private student loans. When it comes to private student loans my advice remains the same as it has been, avoid them like the plague. But for federal student loan holders as of July 1, 2014 a big change is being made ... Read More »

        Proposed Student Loan Changes May Make It Easier to Pay

        Student Loan Corkboard Concept

        The Department of Education will publicly issue a notice of proposed rulemaking tomorrow that could make it easier for people with loans from the Federal Perkins Loan (Perkins) Program, Federal Family Education Loan (FFEL) Program, and William D. Ford Federal Direct Loan (Direct Loan) Programs. Consumers wishing to offer any public comment on these proposed rules may do so visiting ... Read More »

          I Have No Debt But My Student Loans Are Hurting My Credit Score. – Maria

          Ready to Collapse

          “Dear Steve, Currently trying to buy a home Fresh Grad 1st year New Hire Paid off all debt–except for student loans ($40000) I have been working very hard at imporving my credit since I have obtianed a job in healthcare fresh out of college (’08). I was at 619 and was enrolled in classes this semester. I spoke with my ... Read More »

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