Equifax’s $30 Million Hard Inquiry Settlement: Who Actually Qualifies, and What Everyone Else Can Do
Equifax hard inquiry settlement: $30M fund, claim by Nov. 29, 2026. Only people on Equifax’s class list can file. Here’s how to know if that’s you.
FCRA
An Old Utility Bill Is Blocking Me From Getting Power Turned On at My New Address. Here’s What to Do Right Now.
An old utility bill can block new service, but your state limits what a utility can demand. Here’s how to get the lights on without overpaying.
TransUnion’s $8.3M Bankruptcy Remark Settlement — Claim by Oct. 30
TransUnion’s $8.31 million bankruptcy settlement closes October 30. Here’s why the word can outlive the filing, and what to check on your own report now.
A Credit Report Error Is Blocking My Mortgage Approval. Here’s What to Do Right Now.
A wrong item on your credit report can stall or kill your mortgage approval. Here’s how to dispute it fast and what a rapid rescore really does.
My Credit Dispute Was Rejected and They Won’t Say Why. Here’s What to Do Right Now.
A rejected credit dispute means one of two very different things under federal law, and only one requires an explanation. Here is what to do next.
What Pagaya Just Told the SEC About What Happens When You’re Declined for a Loan
Pagaya’s own SEC filing reveals a product called Decline Monetization. Here’s what happens to your loan application after an AI says no — and your rights.
They Said a Free Credit Report Every Week Is a Legal Right. It’s a Bonus the Bureaus Could Take Back.
Federal law guarantees one free credit report per bureau every 12 months — the weekly free access you rely on is voluntary, not a statute.
A Medical Bill Went to Collections and Nobody Warned Me. Here’s What to Do Right Now.
A medical bill just landed in collections and nobody warned you. Here’s whether that’s legal, what to check first, and the fastest way to fight back.
They Said Once the Debt Was Charged Off, I Don’t Owe It Anymore. The Bank Wrote It Off — Not You.
A charge-off is an accounting move, not forgiveness. Here is what you still owe, what the statute of limitations really limits, and the 7-year rule.
Equifax Agreed to Pay $2.2 Million Over Duplicate Debt Reporting — Here’s Who Can Actually Claim It
Equifax will pay $2.2 million over duplicate credit reporting. Only about 37,000 mailed-notice holders can claim – here is what everyone else should do.
