Easier Debt Caught in the Debt Relief Marketing Trap – TCPA

Well it looks like Easier Debt of California was just sued over yet another Telephone Consumer Protection Act. This has been a gotcha area that has nailed others. In the complaint just filed the consumer alleges “Plaintiff alleges that Defendant Easier Debt, LLC (hereinafter “DEBT”) sent automated telephone SMS/Text Messages using equipment prohibited by the … Read more

New 2016 Changes to the Telephone Consumer Protection Act for Federal Student Loan Debt

The Telephone Consumer Protection Act has been the friend for consumers who have been abused by debt collectors. New changes to the TCPA for debts owed to the federal government, like federal student loans, have important updates consumer need to be aware of. New changes: Permit calls made by debt collectors when the loan is … Read more

ClearPoint Credit Counseling: The Latest TCPA Victim

Update According to Thomas Nitzsche with ClearPoint, the case below has been dismissed. In what is becoming a series of Telephone Consumer Protection Act (TCPA) cases against debt relief companies, ClearPoint Credit Counseling has become the latest target. On December 23, 2015, ClearPoint was sued in a class action case in California. The Plaintiff claimed … Read more

Rescue One Financial Hit with Class Action Suit by Howard Law

While working on another article I came across the case below. I’ve written articles recently about debt relief companies and the exposure of Telephone Consumer Protection Act claims. Michael Perri v. Rescue 1 Financial “1. Defendant Rescue 1 Financial, LLC (“Defendant” or “Rescue 1”) is a national financial services company that focuses on consumer debt … Read more

Don’t Know How Much I Need to Warn Debt Relief Companies That Robocalls Suck

I’ve written quite a few stories about debt relief industry problems with the Telephone Consumer Protection Act and autodialers. If you’ve ignored me till now, maybe this record fine out of the Federal Communication Commission (FCC) will get your attention if your debt relief company is dialing for dollars. This week the FCC fined a … Read more

Renaissance Debt Solutions Hit with TCPA Suit

In yet another Telephone Consumer Protection Act (TCPA) lawsuit, which seem to be coming fast and furious, Renaissance Debt Solutions is the unlucky named party. On July 29, 2015, Paul Sapan filed suit against Renaissance Debt Solutions over nine telephone calls “wherein they tried to pitch debt modification services.” In this case the consumer received … Read more

Telephone Consumer Protection Act Class Action Filed Against Debt Relief and Collection Companies

About a week ago I published an article about the dangers faced by debt relief companies, and others, for violations of the Telephone Consumer Protection Act (TCPA). Well just today comes a class action case filed against Freedom Financial Network, Freedom Debt Relief, and Consolidated Credit Counseling. The case was filed in New York state. … Read more

Debt Relief Companies Urged to Shut Down Autodialers

Last week the Federal Communications Commission rolled out new rules that will significantly impact any debt relief companies with an autodialer. The penalties are significant if you get caught violating these rules. I would expect to see new lawsuits against debt relief companies for violating the Telephone Consumer Protection Act (TCPA). Collections & Credit Risk … Read more

FTC to FCC: Sellers Responsible for Outside Telemarketers

In a statement made by the FTC to the FCC, the point that end providers are responsible for what outside telemarketers and agents say was reinforced. This is a very important point to keep in mind if you are using a call room or an outside sales force and you are not monitoring what they … Read more

Does the Wave of Fair Debt Collection Practice Act (FDCPA) Suits Benefit Consumers or Lawyers?

A tipster (send in your tips here) forwarded to me an article about Thomas Lyons, Esq. in Minnesota who was disbarred in 2010 for filing suits under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). While there is a need for consumers to have recourse in bringing legal suits … Read more