Equifax’s $30 Million Hard Inquiry Settlement: Who Actually Qualifies, and What Everyone Else Can Do
Equifax hard inquiry settlement: $30M fund, claim by Nov. 29, 2026. Only people on Equifax’s class list can file. Here’s how to know if that’s you.
Fair Credit Reporting Act
TransUnion’s $8.3M Bankruptcy Remark Settlement — Claim by Oct. 30
TransUnion’s $8.31 million bankruptcy settlement closes October 30. Here’s why the word can outlive the filing, and what to check on your own report now.
A Creditor Won’t Stop Collecting After My Bankruptcy Discharge. Here’s What to Do Right Now.
A creditor still billing or calling after your bankruptcy discharge? Learn your rights under 11 U.S.C. 524, how to reopen your case for free, and stop it.
The FTC Just Caught a Tenant-Screening Company Reporting Your Record Wrong — Here’s How to Pull the Report That Could Cost You an Apartment (July 2026)
The FTC alleged RentGrow included duplicate eviction and criminal records in tenant-screening reports. Here’s how to pull and dispute your own file — a separate system from your credit report.
The FTC Just Fined Amazon $2.25 Million — And Exposed a Right Most Identity-Theft Victims Don’t Know They Have
Amazon just paid a record FTC penalty for hiding fraud records from identity-theft victims. The law it broke gives you a right you can use today.
A Court Just Let People Sue TransUnion Over a Credit File Allegedly Sold to a Fake Collector. Here’s How to Protect Yours (June 2026)
A judge let a class action against TransUnion proceed over a report allegedly sold to a fake collector. The one habit that stops these calls cold.
Student Loan Balance Doubled on Credit Report? DOE Faces Class Actions
Two federal class action lawsuits claim the U.S. Department of Education is reporting inaccurate student loan data to credit bureaus — including balances that appear doubled and delinquency flags affecting 5 million borrowers who did nothing wrong.
The “Clean Slate” “Credit Washing” Credit Repair Trap: It’s a Federal Crime, Not a Secret
The ‘Clean Slate’ credit repair scheme promises a new credit profile by altering your Social Security number or filing false disputes. It’s a federal crime that has sent people to prison for decades — despite marketers insisting it’s legal.
What Is a Charge-Off? It Doesn’t Mean the Debt Disappears
A charge-off means the creditor wrote your debt off their books — not that it’s forgiven. You still owe it, it stays on your credit report for 7 years, and collectors can still sue you. Here’s what to do.
Consumer Files FCRA Lawsuit Against Concora Credit / Indigo — What to Know
A consumer has filed a federal Fair Credit Reporting Act lawsuit against Concora Credit Inc., the company behind the Indigo credit card. The case adds to 2,563 BBB complaints against the company.
