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Fair Credit Reporting Act

  • MB Financial Has Screwed Me Over on My Credit Report

    Question: Dear Steve, I am crazed by a bank that financed a motorcycle for me in 2008. In 1/2009 because of the mortgage crisis I lost my job (self employed) and lost 15k of monies due me...

    • Posted July 26, 2017
    • 1
  • Suit Against Debt Management Group Proves My Point

    Two things just happened. First, I posted this article about a debt relief mailer. Second, a lawsuit just crossed my desk against Debt Management Group, The Davis Law Group, Brian Davis, Moore Legal Center, and Thomas Moore....

    • Posted November 10, 2015
    • 2
  • Nationwide Debt Direct Hit With Marking Suit

    Nationwide Debt Direct recently had a state lawsuit moved to federal court and it’s interesting because it’s yet another example of a suit brought over marketing. This case was filed by Brian Garvine ( and Robert Parker...

    • Posted October 9, 2015
    • 0
  • Having Problems With a Debt Collector. Affordable Legal Help Available Here.

    One of the common requests I hear from readers is for legal help with issues surrounding their debt problems when they feel they’ve been hurt or abused by a debt collector. In the past I’ve always referred...

    • Posted June 10, 2013
    • 2
  • Credit Report Data Broker Leaks a Concern for FTC

    The Federal Trade Commission sent letters to ten data broker companies warning that their practices could violate the Fair Credit Reporting Act (FCRA) after a test-shopping operation by the FTC indicated the companies were willing to sell...

    • Posted May 7, 2013
    • 0
  • Debt Collectors and Credit Bureaus to Report to the Consumer Financial Protection Bureau

    The CFPB has just announced they will be rolling out new proposed rules that will regulate consumer debt collection and consumer reporting markets. Proposed rules would mark the first time these important markets would be subject to...

    • Posted February 16, 2012
    • 2
  • Does the Wave of Fair Debt Collection Practice Act (FDCPA) Suits Benefit Consumers or Lawyers?

    A tipster (send in your tips here) forwarded to me an article about Thomas Lyons, Esq. in Minnesota who was disbarred in 2010 for filing suits under the Fair Debt Collection Practices Act (FDCPA) and the Fair...

    • Posted November 30, 2010
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  • FTC Proposes Changes to Fair Credit Reporting Act

    The Federal Trade Commission is proposing revisions to the notices that consumer reporting agencies provide to consumers, and to users and furnishers of credit report information under the Fair Credit Reporting Act (FCRA). The FCRA requires the...

    • Posted September 8, 2010
    • 0
  • How to Be Financially Successful When You Graduate

    Congratulations! You’ve made it through the starving student years and now you’re ready to start a job and earn some real money. You’re probably thinking about all the things you’ll be able to buy, places you’ll go...

    • Posted June 8, 2010
    • 2
  • Insurance Scores: How Your Credit History Affects Your Insurance

    What does the information in your credit report have to do with your automobile or homeowner’s insurance? Perhaps more than you think! Many insurance companies these days use insurance scores to help determine eligibility for their policies,...

    • Posted June 1, 2010
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  • Identity Theft: How to Protect Yourself and What to Do If You Are a Victim

    Think your money and peace of mind are safe from thieves? Think again. Identity theft is one of the fastest growing types of robbery today. As many as 300,000 people are defrauded each year by crooks using...

    • Posted June 1, 2010
    • 3
  • How to Survive a Job Loss

    If you’ve ever lost a job, you know how devastating it can be. It doesn’t really matter how you lost it — a company reorganization, merger, forced retirement or simply being fired — the results are the...

    • Posted June 1, 2010
    • 4
  • Secret Credit Bureaus You Don’t Know About, But They Know About You

    So let me tell you a story about secret credit bureaus that you don’t know about. Most of us have some knowledge about the three major credit bureaus that hold our credit report and credit score. The...

    • Posted December 7, 2009
    • 1