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The FTC Is Sending Cleo AI Refund Payments (October 2026): Is Yours Real?

by Steve Rhode

Got an FTC email or PayPal payment about Cleo AI? How to tell if it’s real, the key dates, and the one thing a real FTC refund never asks you for.

The FTC Is Sending GOAT Refund Payments (October 2026): Is Yours Real?

by Steve Rhode

Got an FTC check or PayPal payment about GOAT? How to tell if it’s real, and the one thing a real FTC refund never asks you for.

The FTC Just Warned Hospitals About Pricing. If You’re Uninsured or Self-Pay and Your Bill Beat the Estimate by $400, a 120-Day Clock Is Running

by Steve Rhode

Hospital bill dispute: the FTC just warned hospitals on pricing, but a separate 120-day clock may be running for you. See who qualifies.

FleetCor’s $100 Million Fuel Card Settlement Is Real — But Nobody Has to File a Claim Yet

by Steve Rhode

FleetCor — now Corpay — will pay $100M after a court found it charged hidden fuel card fees. Here’s what the FTC’s order says about getting paid.

No, the $384 Million Abbott Formula Settlement Won’t Send You a Check — Here’s Who Actually Gets That Money

by Steve Rhode

Abbott’s $384 million formula settlement sounds like a payout for parents. Here’s who actually gets every dollar — and what real help exists.

I Paid a Fake Debt Collector and Now I Want My Money Back. Here’s What to Do Right Now.

by Steve Rhode

I sent money to a fake debt collector. Here is exactly how to get it back based on how you paid, plus how to report it and protect yourself next.

15 Million Dental Patients’ Records Exposed at DentaQuest — A Credit Freeze Won’t Stop the Part That Actually Costs You

by Steve Rhode

DentaQuest’s breach exposed SSNs and dental records for 15M+ people. A credit freeze won’t stop medical identity theft — here’s what actually works.

The FTC Just Settled With Doxo for $2.1 Million — Pull Your Last 12 Months of Bill Payments and Look for These Fees

by Steve Rhode

Doxo’s FTC settlement pays $2.1 million in redress — but the real money is the late fees a bill-pay delay caused you. Here’s how to check.

A Debt Collector Is Threatening Me with Deportation. Here’s What to Do Right Now.

by Steve Rhode

A debt collector cannot legally threaten you with deportation — that’s a federal law violation, not a real power they have. Document it, then use it.

The FTC Is Sending $23.8 Million to Grubhub Drivers and Diners — There’s No Claim Form

by Steve Rhode

The FTC’s Grubhub refunds — $23.8 million across 640,038 payments — need no claim form. The money isn’t the risk. What comes after it is.

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

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  • Should Adult Kids Pay Rent—or Are You Sacrificing Your Retirement?

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