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No, the $384 Million Abbott Formula Settlement Won’t Send You a Check — Here’s Who Actually Gets That Money

by Steve Rhode

Abbott’s $384 million formula settlement sounds like a payout for parents. Here’s who actually gets every dollar — and what real help exists.

I Paid a Fake Debt Collector and Now I Want My Money Back. Here’s What to Do Right Now.

by Steve Rhode

I sent money to a fake debt collector. Here is exactly how to get it back based on how you paid, plus how to report it and protect yourself next.

15 Million Dental Patients’ Records Exposed at DentaQuest — A Credit Freeze Won’t Stop the Part That Actually Costs You

by Steve Rhode

DentaQuest’s breach exposed SSNs and dental records for 15M+ people. A credit freeze won’t stop medical identity theft — here’s what actually works.

The FTC Just Settled With Doxo for $2.1 Million — Pull Your Last 12 Months of Bill Payments and Look for These Fees

by Steve Rhode

Doxo’s FTC settlement pays $2.1 million in redress — but the real money is the late fees a bill-pay delay caused you. Here’s how to check.

A Debt Collector Is Threatening Me with Deportation. Here’s What to Do Right Now.

by Steve Rhode

A debt collector cannot legally threaten you with deportation — that’s a federal law violation, not a real power they have. Document it, then use it.

The FTC Is Sending $23.8 Million to Grubhub Drivers and Diners — There’s No Claim Form

by Steve Rhode

The FTC’s Grubhub refunds — $23.8 million across 640,038 payments — need no claim form. The money isn’t the risk. What comes after it is.

They Said Only Federal Loans Can Be Discharged for School Fraud. Some Private Loans Have a Defense Too.

by Steve Rhode

Federal Borrower Defense covers only federal loans. But some private student loan contracts carry a school-fraud defense under the FTC’s Holder Rule – here’s how to check yours.

They Said to Pay My Debt With Gift Cards. It’s the One Payment Demand Almost Every Impersonation Scam Has in Common.

by Steve Rhode

No real business, government agency, or debt collector accepts gift cards as payment. The FTC confirms: that request always means a scam.

They Said I Won a Government Grant. I Just Had to Pay a Fee First

by Steve Rhode

The government does not hand out personal grants for bills or debt — and never charges a fee to release one. Here is the FTC’s own warning, verified.

They Said I Have to Pay the Credit Repair Company First

by Steve Rhode

Told to pay a credit repair company before it helps you? Federal law bans advance fees — and you can dispute credit report errors yourself for free.

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • Should Adult Kids Pay Rent—or Are You Sacrificing Your Retirement?
  • Should You Stop Paying Credit Cards? – Why Banks Won’t Help Until You’re Behind
  • Bankruptcy Isn't Failure—It's a Financial Tool | AI, College, and the Cost of Bad Money Decisions
  • Your Debt Isn't the Problem—Your Plan Is | AI, College Costs, and Paying the Right Bills
  • AI Is Changing Work Fast: Side Hustles, Cybercabs, and Protecting Your Financial Future

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