All posts by Lewis Roberts

About Lewis Roberts

Florida Consumer Protection Attorney

• How Long Will it Take to Get Good Credit After Bankruptcy? – Amy

  “Dear Lewis, My husband and I filed bankruptcy chapter 7 in Dec. 2010 and it was discharged in march 2011. I have previously worked as a bank teller before we moved states( which caused our bankruptcy because...

  • Posted November 4, 2011
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• My Husband Lost His Job at Age 62 and We Have a Lot of Debt. – Yolanda

  “Dear Lewis, My husband lost his job 1 1/2 years ago. Age 62, we have alot of debt. Have been working real hard a keeping our home and car, but we have high credit card debt and...

  • Posted November 2, 2011
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• I’m Not Sure My Bankruptcy Attorney is Giving Me Good Advice. – Darlene

  “Dear Lewis, I filed bankruptcy, chapter 13, and in June lost my job, with only four months to go in a thirty six month plan. I now am so behind and don’t know what to do, and...

  • Posted November 1, 2011
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• Are My Student Loans on the IBR Plan Dischargeable in Bankruptcy? – Nick

  “Dear Lewis, I’ve got about $80,000 in consolidated student debt on the IBR plan. Good job, making about $48,000 a year. But since I’m not a doctor, lawyer, or wall street guy, I’ll never reduce the principle,...

  • Posted November 1, 2011
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• How Much Will it Cost to Covert My Chapter 13 Bankruptcy to a Chapter 7? – Gilbert

  “Dear Lewis, I filed chapter 13 and can not afford to pay what was asked. The chpater 13 is being dismissed. What do I need to do to file chapter 7, and what will be my cost?...

  • Posted October 28, 2011
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• Will We Be Able to Rent a Place to Live After Bankruptcy? – MaryAnn

  “Dear Lewis, We are looking to rent a house and we want to know how long our chapter 7 bk we filed in 2006 will be on our records. we are having grave difficulty getting any credit...

  • Posted October 28, 2011
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• My Credit Card Company is Threatening to Sue Me. What Action Will They Take? – Monica

  “Dear Lewis, I got a green card 8 years ago after marry my american husband and loads of offers of credit cards droped in my mail box.I ‘ve got a lot of credit even without ask for....

  • Posted October 27, 2011
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• How Can I Pay for Bankruptcy When I Don’t Have Any Money? – Jennifer

  “Dear Lewis, I have been going through a rough patch ever since my separating from my husband two years ago. I have been trying to go to school, and since I havent made any money I havent...

  • Posted October 27, 2011
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• My Short Term Disability Company Hasn’t Paid Me and I’m Struggling. – Michele

  “Dear Lewis, I am currently on short term disability for the last 5 months. The insurance company hasn’t paid me for the last two. They keep giving me the run around. I had to rent out my...

  • Posted October 26, 2011
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• I Got Sick and We Lost the House in Foreclosure. Should We Consider Bankruptcy? – Katlyn

  “Dear Lewis, Myself and my husband bought a house very young (I was 19 and he was 21), but I had to have emergency back surgery and was unable to work for 6 months so we fell...

  • Posted October 25, 2011
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• Am I Better Off Filing Bankruptcy and Starting Over or Trying to Pay My Debt? – Jamie

  “Dear Lewis, I have approx $18,000 in credit card debt. I was making regular payments on those cards and then, with much regret, signed up with a debt settlement company. I signed with this company 9/30/10 and...

  • Posted October 24, 2011
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• Debt Relief Service Did Not Mention Bankruptcy to Me But Debt Settlement Lawyer Did. – Patti

  “Dear Lewis, Have spoke with a local reliable debt relief service. They sent me papers on all my credit, debt/income ratio. Even though it’s grim, they did not say bankruptcy, but left it up to me. My...

  • Posted October 24, 2011
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• I’m Thinking of Filing Bankruptcy in Illinois. Can We Keep Our Rental Property? – Fla

  “Dear Lewis, My husband and I bought our house in 2007. Refinanced in 2009, Now our house is not worth what I paid and we have a high mortgage payment. I inherited the rental property and bought...

  • Posted October 23, 2011
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• I’m in a Chapter 13 Bankruptcy But Can’t Make the Payments. – Daniel

  “Dear Lewis, I filed bankruptcy (chapter 13) about 14 months ago and the payments were set very high (around 890 a month) and have had trouble ever since making payments. I have a mortgage that is about...

  • Posted October 23, 2011
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• Will My Chapter 7 be Reported for 10 Years From the Filing Date or Discharge Date? – Dan

  “Dear Lewis, I understand that a Chapter 7 Bankruptcy remains on a credit report for 10 years. Is this 10 years from date of Filing? Or 10 years from the actual Discharge? Thank you in advance, Dan”...

  • Posted October 23, 2011
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