Articles and posts about consumer bankruptcy can be found here. Chapter 7 bankruptcy and chapter 13 bankruptcy are the most common topics covered.
“Dear Mitch, I have a lot of old credit card debt. Recently I had a repossession go to judgment in which I received a letter in the mail. I contacted the law firm but was not left felling comfortable.. They answered the phone by just saying “law office” , the person I spoke to seemed …
“Dear Mitch, I am 40 years old and work as a land development consultant. I don’t have to explain what has happened to land development in recent years. I used to make 63k/year with a 15-17k bonus every year. I now make $40k/year with no bonus. My husband’s small business has struggled and drained all …
“Dear Mitch, I have 30k in student loans and about 20k in other outstanding debt. I have been irresponsible in my younger years and now I want to clean up my financial problems. I know it is a long process but what is the best way to start and the most efficient way to start …
“Dear Lewis, My husband and I filed bankruptcy chapter 7 in Dec. 2010 and it was discharged in march 2011. I have previously worked as a bank teller before we moved states( which caused our bankruptcy because we couldn’t sell our house). I have had 2 great interviews for bank teller but my credit report …
“Dear Lewis, My husband lost his job 1 1/2 years ago. Age 62, we have alot of debt. Have been working real hard a keeping our home and car, but we have high credit card debt and unsecured debt. we have retirement income but is not enough to pay everything. What do we do. How …
“Dear Lewis, I filed bankruptcy, chapter 13, and in June lost my job, with only four months to go in a thirty six month plan. I now am so behind and don’t know what to do, and my attorney, needless to say, I would never choose again, isn’t much help. I am worried! I want …
“Dear Lewis, I’ve got about $80,000 in consolidated student debt on the IBR plan. Good job, making about $48,000 a year. But since I’m not a doctor, lawyer, or wall street guy, I’ll never reduce the principle, and 25 years is a long time. Would bankruptcy clear this? And if so, then why not just …
“Dear Lewis, I filed chapter 13 and can not afford to pay what was asked. The chpater 13 is being dismissed. What do I need to do to file chapter 7, and what will be my cost? Gilbert” Dear Gilbert, Why did you file chapter 13 to begin with? Did you not qualify for chapter …
“Dear Lewis, We are looking to rent a house and we want to know how long our chapter 7 bk we filed in 2006 will be on our records. we are having grave difficulty getting any credit because of this. How long does a chapter 7 stay on someones trw? if yu can answer this …
“Dear Lewis, I got a green card 8 years ago after marry my american husband and loads of offers of credit cards droped in my mail box.I ‘ve got a lot of credit even without ask for. Back in my country I’d always been a great bank costumer with 5 stars check accounts. I used …