Articles and posts about consumer bankruptcy can be found here. Chapter 7 bankruptcy and chapter 13 bankruptcy are the most common topics covered.
“Dear Steve, Steve, I am almost at the sixty day point in my bankruptcy. I am worried it won’t result in a discharge. I qualified for a chapter 7, but the trustee was harsh with me, I think because I got here because of poor choices. I am so sorry I messed up my life …
“Dear Steve, I am married 20 years with 2 teenage children.We have always lived paycheck-to-paycheck. We have never had a savings account with an “emergency fund”.Our income was cut in half when my husband was forced to take an unpaid leave of absence from work from the end of June to mid September then lost …
“Dear Steve, I am an older divorced woman in her 50’s who has not been good with money. Now I am caught in the Recession, having lost 3 jobs in 15 months. I finally have a good job/career on the horizon (mid-March of this year), but feel I have made many money mistakes and have …
“Dear Steve, My husband took over our bills several years ago. During that time he became depressed. To make a long story short, he is now on depression medication and ready to deal with these problems and they are big. We owe about 80,000 including student loans. We refi the house 2 years ago and …
“Steve, I have unsecured debt of about $20,500.00 and have been looking at debt relief via a debt settlement company. I’ve been doing some online research on a few companies and I’d like to get your opinion on the company The Debt Answer. I read your review on Impact Relief and it just keeps getting …
“Dear Steve, I currently am financially strapped due to not getting child support over a year ago. I have been trying to find full time employment but that is not easy and my credit cards are getting behind because I only have so such money to pay on them plus household expenses. I contacted a …
“Dear Steve, We are keeping up to date on our credit card minimums barely. We have regular income, but now all of our minimums have increased with the new regulations. We have about $50,000 in credit card debt and we make about $65,000 a year. We used our tax check on some bills but are …
“Dear Steve, My wife and I are legally married with 2 kids, but have been seperated for 3 1/2 years. Last week, she was served with court papers for one of our credit card debts. We have a few cards that have all gone to collections.(around $15,000) Here’s the problem. She and I are both …
“Dear Steve, Primary residence in Calif. inital loan 150K in 90. refinanced 2 times now owe 300K. Also have helock for 73K and pool loan for 52K. Home was worth 525K in 08, but now worth 195-225K. Very upside down. wife is self employed and i teach. business has really dropped off and payments are …