Consumer credit counseling subjects and topics can be found here. A discussion of consumer credit counseling and the impact and benefits it may have are discussed here.
Question: Dear Steve, I came into this country as an international student for the purpose of attending college. I did not have a job and I couldn’t work legally because of my status. I did odds and ends jobs to survive because I had tuition to pay and also I was living alone as I …
While 2017 is quickly approaching, it is important that consumers take a minute and review their current finances and consider their goals for the New Year. Although 2016 is coming to a close, it is not too late to tie up loose ends and achieve end of the year financial goals. To help with this …
Question: Dear Steve, My son and his wife are struggling with credit card and other unsecured debt. They are still able to pay all the bills each month, but are only paying minimum payments. They have about $20,000 in debt. My son had already filed bankruptcy once, back in 2002, I believe. He was not …
Question: Dear Steve, Credit counseling service account being moved to another. Here is the email I just received. “Dear JONATHAN , As a valued client of Credit Counselors Corp, we are writing to inform you that as of today, your account with us has been transferred to Christian Credit Counselors, a nonprofit 501(c)(3) credit counseling …
Question: Dear Steve, I was laid off & late in my pregnancy when my job closed. I was on disability then when I finally went back to work I fell and went back on disability, over 7 months behind of my bills. Is it better to settle my debt on my own or should I …
“Dear Steve, My mother is 77 years of age. Her memory is no longer the best for her finances and she gets confused as to who gets paid what and how much. the debts, even though she doesn’t even use the cards but one walmart for groceries the interest rates and payments have gone over …
“Dear Steve, I am using the Consumer Credit Counseling program with Golden State Debt Management. It involves me allowing them to deduct $625 per month from my checking account. In total, they keep about $125 in fees each month. High. But even including those fees, I’m still saving $90 / month versus the astronomical interest …
“Dear Steve, My wife and I have a combined debt of 75,000.00. A large part of this is due to using credit cards when I was out of work for a year and a half. This was 4 yrs ago. We are current on all of our debt but find that we are just getting …
“Dear Steve, In February 2009, I entered into a Debt Management Plan with CCCS of Greater Atlanta. I contacted CCCS of Greater Atlanta, now CredAbility, today and requested documentation of those six deposits and the disbursement of same. I received by e-mail a document indicating that $2,057.00 was received and $2,057.00 was disbursed to my …
“Dear Steve, I ran up my credit card to almost 21k after losing my job. I’ve been making payments until this month – in a couple days payment is due but I have no money. I’m now on welfare and food stamps, but have a little money coming soon from computer editing work I’m doing …