Will Capital One and Discover Work With Me to Settle My Debt?

Question: Dear Steve, I have 2 charged-off accounts, and I want to call and try to pay towards debt but can only afford about 100 per month. Will they work with me.. capital one and discover Will, the creditors work with me. Hope Answer: Dear Hope, The answer is not what you would expect. Here … Read more

Debt Relief Bureau Logo But Not the Debt Relief Bureau in This Mailer

When if the Debt Relief Bureau, not the Debt Relief Bureau? When you get a flyer in the mail from an anonymous source promising you help to get out of debt. An amazing reader Tish sent in a new debt relief mailer through my I Buy Junk Mail program. Well here is another anonymous mailer … Read more

Noteworld Could Not Settle My Discover Account and I Now Think It’s Expired Under the Statute of Limitations. – Mary

“Dear Steve, I was with Note World Settlement for a long time. After them not being able to settle with Discover after 7 year. They told me Discover could NOT do anything to me any more (staute of limiation law) I live in WI. Now I got a bill from Discover for the full amount … Read more

Discover Card Delinquencies Hit Record Low

Discover Financial Services (DFS) said the proportion of its customers who are a month late on their credit card payments hit an all-time low during its second quarter, helping more than double the card company’s profit. The record low in credit-card delinquency rates, which the company said covers a 25-year period, highlights the sharp turnaround … Read more

Discover Sued Me. I’m Freaking Out. – Kimberly

“Dear Steve, I was served a summons from Legal Recovery Law Offices, Inc. which is representing Discover. I spoke with Discover and they still own the debt. They turned my account over to collections with NCO. NCO is having LRLO, Inc. act as the lawyer for Discover. The last time I paid them was September … Read more

Like Five Years Ago I Had a Discover Card and Now I’m Being Sued. – David

“Dear Steve, Like 5 yrs ago I had a Discover card for 2500.00. I paid about 1100 of it then no work. Paid another 700 to collection agency through direct deposit every mo. in the amount of 70 dollars. At the end of the year my balance was higher with interest and penalities. Now I … Read more

I Was Able to Negotiate a Debt Settlement With Discover I Can’t Afford. – Frances

“Dear Steve, I have credit card debt with Discover. I tried to negotiate with them. Debt is $5k due to interest rate and late payment. I would like to settle, but I cannot afford to pay a lump sum of $3600. This is a huge learning lesson. I was told I cannot file for bankruptcy. … Read more

Should I Contact Discover and Get Them to Let Me Pay 75% of My Balance? – Adam

“Dear Steve, I have about 4,000 dollars of VISA debt and about 11,000 dollars Discover card debt. I also have considerable student loans. I recently came into some money and wanted to pay off all my credit debt – which I have barely enough money to do… anyway, I was thinking about asking Discovercard to … Read more

I Want Pay My Sam’s Club Credit Card But Can’t. – Cheylynne

“Dear Steve, I have a Sam’s card and was paying on it until i lost my job and can’t pay on it.. plus had to go to the doctor for depression and medication. The credit card company calls and I explain it but they are nasty and I’m scared to what happens next. What can … Read more

Credit Card Interest Rates by Credit Score, Type of Card and Issuer

The most recent statistics on credit cards sorted by interest rates, types of cards, issuer, and credit score. By Type of Card By Issuer By Credit Score

I Am Attempting to Negotiate a Debt Settlement With Discover Card. – Evelyn

Evelyn “Dear Steve, Got involved with a debt elimination progam and it didn’t work. Attorney Berman’s office is suppose to be the attorney for Discover. Berman’s office got a judgment against me and I took them back to court in April and had that overturned by the judge since the judgment wasn’t valid. Berman’s office … Read more