Sandra Is a Single Mother And Worried About Paying For College

Question: Dear Steve, I am a 40-year old single mother of one. Currently, I have $22K in credit card debt among 3 creditors: American Express $16K (9.99%), Home Depot $3K (12%), and Furniture Express $3K (zero interest and payment until March 2010). I have $35K in student loans (6.2%) with Wachovia, who is also the … Read more

Single Parent, Stuck in Low Wage Jobs, Huge Student Loan Debt. – Heather

“Dear Steve, I am a single parent, sort of an empty nester, but not quite. I have always worked low wage jobs because I don’t know the right people. I thought my brains and work ethic would get me past that. Long story short, I finally graduated college at 40, but I am still working … Read more

I’m a Single Mother. How Can I Get Out of This Debt and Get Ahead in Life? – Shauna

“Dear Steve, Hi, Steve! My name is Shauna and I am a 22 year old single mother attending a community college and living at home with my mother and three other siblings in a 3 bedroom apartment. A lot, right? Well, the thing is that I used to attend an university but was kicked out … Read more

I’m a Single Mother Stuck in Debt. I’m Stressed, Apprehensive, and Worried.

“Dear Steve, Hi Steve, I am a 35 year old single mother, who has about $15,xxx.xx in credit card debt. I’ve been robbing Peter to pay Paul, and need a smart way out. Can you please give me insight, as to how I can get out of debt, without using a debt consolidating company? I’ve … Read more

Single Mother Trying to Raise 6 Kids While Working Part Time. Capital One is Suing. – Sunny –

“Dear Steve, I’ve always paid my bills on time and eventually obtained a credit score as high as 720. I became pregnant in 2009 and 4 months into my pregnancy I started getting complications and was ordered to bed rest by my doctor. I was out on medical/family leave for my remaining 5 months so … Read more

Single Mother, No Help, Trying to Make Ends Meet. – Jennifer

“Dear Steve, I am a 36 year old single mother of 1. By single, I mean no dad to even help with child expenses. I work FT and contribute 4% to my company’s 401k which is matched 100%. My monthly mortgage is 52% of my take home and I’m currently looking at refinancing from the … Read more

Can’t Afford My Credit Cards. Living on Food Stamps, Child Support and College. – Stacy

“Dear Steve, My situation is this. I am in credit card debt in the amount of over $10,000. I have recently moved to try to get a better education to get a better job. I am a single mother with three children and do get government assistance in the form of medicaid and foodstamps. Before … Read more

I’m a Low Income Single Mother With a Disabled Son and Collectors are Chasing Me. – Milla

Milla “Dear Steve, I had a car that was repossed around 2005. The car was sold but the creditors are coming after me saying I have to pay around 7,00 with interest of $43 monthly. They had the sheriff come to my home with some court papers. I also had to fill out some papers … Read more

I’m Working With a Credit Counseling Group But I’m Broke. – Cat

“Dear Steve, I shared most of it on your post about bankruptcies, DMP, and Debt Settlements. I have not been able to establish an emergency fund. I have no money nor credit obviously for a bankruptcy attorney. I still have about $25,000 in debt to pay (and this does not include a student loan that … Read more

Are There Any Grants That Can Help Me Go Back to School as a Divorced Single Mother? – Kathy

“Dear Steve, I have met an unfortunate time with a recent divorce. I only make 17,000 a year, but am going back to college. I am a single mother of three children, all in college. I work and go to school full time. My attorney fees are 40,000 and am still in and out of … Read more

I Got Divorced And Can’t Afford to Live. – Rhauny

Rhauny “Dear Steve, I got divorced and now live on one income of 1600.00 monthly my car payment is $556.00 A MONTH and my rent is 550.00 leaving me roughly 500.00 to pay for childrens school lunches lights phone car insurance food etc. I am falling apart because of the car and I owe 35,000.00 … Read more