Question: Dear Steve, I am legally blind. I partially see out of my right eye and am totally blind in my left. I don’t work and my finances comes from getting Social Security Benefits from my father’s retirement. I live in an apartment and trying to move because the rent has increased again in the …
Do you need to build your credit? Perhaps you are a young adult who has never had a credit card, or maybe you are a new arrival to the U.S. without a credit history here. Others may need to build credit after having gone decades without applying for any type of loan. Thankfully, the right credit …
Do you look forward to tax time? For some, it’s exciting because you know you’ll get a refund. It’s found money, like that $ 20 bill you find in the pocket of a coat you haven’t worn in a long time. But what to do with found money? Usually our thoughts go to all the …
Mobile alerts from your credit card issuer can do much more than alert you to possible fraud. You can use that information to help you improve your credit. First, a word about how credit scores work. The two biggest factors are paying on time (35%) and the amount of credit you use relative to your …
Dear Steve, I am a young adult that is trying to establish credit. When I was 18 years of age I stayed with my mother and signed the lease as an occupant, because I was of age. Therefore, I was held responsible for any damages or anything that could happen to the apartment. My mother …
“Dear Steve, My score is at 630 and I want to improve it, but how? I don’t owe anyone and have never had a credit cards really. How do I establish better credit? I owe only like some parking tickets (2) but other than that nothing. I bought a car years ago, I was late …