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You Just Can’t Live in Budget Hell With This Kind of Guilt

Budgets suck. Most budgets are really just a page of lies. They fail because they are not built on any sort of financial balance but instead seem to be driven more by spending guilt. Somehow the impression is that people who go without “unnecessary” expenses are somehow purer or better at managing their money. Hogwash. …

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Here’s Proof You Don’t Need A 6-Figure Salary To Be Happy

Money won’t necessarily make you happier — but a new study suggests your chosen profession might. Using data collected for the Cabinet Office’s 2014 Wellbeing and Policy Report, global job recruitment company Michael Page created Salary vs. Happiness, an interactive chart showcasing the intersections of salaries and lifetime satisfaction ratings of employees across 260 occupations. …

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Money Can Buy Happiness

For those of you that say money can’t buy happiness. I will tell you today what I’ve said my entire life: I’d like to believe you, but I don’t. The National Academy of Sciences released a research report this past Tuesday that showed people’s happiness and emotional well-being elevated with increasing income levels. The study, …

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Study Finds Life Experiences are More Valuable Than Possessions

The satisfaction we get from buying vacations, bikes for exercise and other experiences starts high and keeps growing. The initial high we feel from acquiring a flashy car or megascreen TV, on the other hand, trails off rather quickly, reports a new Cornell study. Why are experiences more satisfying? For one thing, it’s harder to …

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We Want to Sell Our House, Pay Off Our Debt and Start Over. – Julie

Julie “Dear Steve, In 2004, we bought our house for $916,000, put about $50,000 of improvements into it (e.g. finished basement, paved driveway, landscaping). In the last five years we have added a new baby to the mix and racked up $40,000 in credit card bills. Our current plan of attack is to sell the …

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