Over the decades I’ve watched so many good people wind up being victims of being budget mugged. It doesn’t have to be this way. It’s time to let go of budget stress and look at doing better financially in a new way. In this podcast, I give you a new way to eliminate the budget …
You will not believe the craziness the Department of Education is undertaking to forgive student loans for many while punishing the folks that are in the most financial need. In today’s podcast, I talk about how insane this is. If you owe Parent PLUS loans, you can forget about reasonable forgiveness of student loan debt. …
Creating a budget may sound like a hassle, but taking a moment to track, categorize, and plan your spending can really pay off, both now and years from now. A well-planned budget helps you take control of your finances and use your money thoughtfully, rather than spending randomly—a habit that can cause trouble when it’s …
Everyone has different needs, responsibilities, and spending and saving habits. Still, you may wonder how your spending lines up with everyone else’s. Or, if you’re in the process of creating a monthly budget, you may be looking to see roughly how much of your take-home income you should be setting aside for various living expenses. …
Without a solid plan, saving money can be a grind, especially if you have little to spare. There are many weird and wonderful ideas out there as to the best ways to save money, but the truth is that it largely depends upon your personal circumstances and how you spend your money. We’ve broken down …
Oh, college. It’s filled with caffeinated nights, Saturday game days, Easy Mac, and ramen. While all your money seems to be going toward tuition and books, it’s essential to learn how to budget in college to make the most of what you have. Wouldn’t it be great to have a grasp on your beer budget? …
Like any goal, making it in life financially is a matter of developing good everyday habits. That doesn’t mean you need to overall your entire lifestyle and start sticking to a draconian budget starting tomorrow. Small, incremental changes in the way you manage your money—such as trimming back some of your recurring bills and putting …
Experts say the Trump 2021 budget is DOA but it is interesting to read some of the points made in it to see what the focus of the Department of Education is when it comes to student loans. It was interesting to see this admission buried in it, “For example, Federal student loans can be …
Budgets suck. Most budgets are really just a page of lies. They fail because they are not built on any sort of financial balance but instead seem to be driven more by spending guilt. Somehow the impression is that people who go without “unnecessary” expenses are somehow purer or better at managing their money. Hogwash. …
Budgets can be an exercise in pain for many people. The sad part is it doesn’t have to be like that, at all. Building a great budget is simple when you understand what not to do. And what you shouldn’t do first is sit down and make a budget from memory. That just sets you …