You Won’t Believe This Student Loan Forgiveness Insanity. Mobile Homes Exploding, and Rich Folks Living Month-to-Month

Get Out of Debt Guy Podcast

You will not believe the craziness the Department of Education is undertaking to forgive student loans for many while punishing the folks that are in the most financial need. In today’s podcast, I talk about how insane this is. If you owe Parent PLUS loans, you can forget about reasonable forgiveness of student loan debt. …

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Determining The Right Budget Categories

Creating a budget may sound like a hassle, but taking a moment to track, categorize, and plan your spending can really pay off, both now and years from now. A well-planned budget helps you take control of your finances and use your money thoughtfully, rather than spending randomly—a habit that can cause trouble when it’s …

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How to Budget in College

Oh, college. It’s filled with caffeinated nights, Saturday game days, Easy Mac, and ramen. While all your money seems to be going toward tuition and books, it’s essential to learn how to budget in college to make the most of what you have. Wouldn’t it be great to have a grasp on your beer budget? …

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9 Ways to Improve Your Financial Life

Like any goal, making it in life financially is a matter of developing good everyday habits. That doesn’t mean you need to overall your entire lifestyle and start sticking to a draconian budget starting tomorrow. Small, incremental changes in the way you manage your money—such as trimming back some of your recurring bills and putting …

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You Just Can’t Live in Budget Hell With This Kind of Guilt

Budgets suck. Most budgets are really just a page of lies. They fail because they are not built on any sort of financial balance but instead seem to be driven more by spending guilt. Somehow the impression is that people who go without “unnecessary” expenses are somehow purer or better at managing their money. Hogwash. …

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