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Tag Archives: budget

National Debt Relief Shares An Easy Budgeting Technique

I personally hate the process of data gathering and tracking spending, but that doesn't mean it's not a critical step and something we each have to do in order to make wise decisions.

Miami, FL (PRWEB) April 11, 2015 National Debt Relief recently shared in an article published April 2, 2015 how consumers who hate budgeting can deal with it in the simplest way possible. The article titled “Budgeting For People Who Hate Budgeting” aims to share a budgeting technique so simple that people who hate it and even those that are doing ... Read More »

    Who is Right About Budgeting Our Money, My Wife or Myself?

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    Question: Yo Steve, My wife and I fight, or shall I say disagree, all the time about spending and a budget. She has one opinion and I have another. She says we should not spend more than 25% of our income on housing but I say 33% is alright. Who is right? Jimmy Answer: Yo right back at you Jimmy. ... Read More »

      Tips for Staying On Top of Monthly Expenses

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      While “Mo Money Mo Problems” may be the anthem for famed rap stars, hotel heiresses and other multi-millionaires, the rest of America could use a little extra just to meet monthly expenses. These suggestions can help you manage your money and stay on top of your rent and bills: Create a Budget Whether you’re in debt or simply trying to ... Read More »

        I’m Willing to Radically Change My Finances to Payoff My Student Loans

        Drowning swimmer

        “Dear Steve, Where to start? I’m a 28 year old married male and am a manager for a private equity portfolio company. My financial stats are as follows: Gross Household Income: $180,000 Private student loan debt (Husband only): $155,000 Public student loan debt (combined): $52,000 Mortgage Debt: $240,000 We currently own our house which is all in (including utilities) approximately ... Read More »

          The Budget Reality of Digging Out of Debt

          budget napkin

          Today I want to talk about the reality of digging out of debt with budgeting and reducing expenses and the Debt Bridge. But how to do a budget is not my focus today. Instead I want to focus on the incorrect assumptions many seem to have about the amount of money they need to make available in their budget to ... Read More »

            How Can I Stop My Husband From Spending Money We Don’t Have? – Marie


            “Dear Steve, I was an asst. director at a computer company for 4 years of the 10 years I worked ( I am a medical laboratory tech by trade) at this company. When I quit to be a full-time mom (and follow my husband as he did contract work as a nurse anesthetist) I was making ~$75,000. I had ~$45,000 ... Read More »

              Keeping Track of Your Personal Finances Just Became Stupid Easy


              Let’s be honest, for many of us, keeping track of bills and personal finances is a big pain in the butt. I know I personally hate to deal with all the paperwork that come with keeping track of things. For me, it’s annoying and boring. But recently I found a small bit of technology that I wanted to checkout that ... Read More »

                Here’s How to Build the Best Budget – Get Out of Debt Guy Show


                Budgets can be an exercise in pain for many people. The sad part is it doesn’t have to be like that, at all. Building a great budget is simple when you understand what not to do. And what you shouldn’t do first is sit down and make a budget from memory. That just sets you up for a bad outcome ... Read More »

                  Our Budget is Sound But We Have Nothing Left to Pay Off Debt! – Sarah

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                  Dear Steve, So debt is my problem…I have read up to the chapter in your book where I can begin to creating action plans…I created my budget…here’s my situation…my husband and I have incured about 24,000 in credit card debt (he was laid off for about two years before regaining full time permanent employment — in our very misguided world…we ... Read More »

                    It Takes Two (Creating a Family Financial Battleplan-Part 1)

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                    Two years ago I wrote about creating a financial game plan. It’s been a popular post and I think it’s due to couples looking for a solution that they can create together. Though most of the advice still hold up, I wanted to break down the steps for couples just starting out with getting their finances together. The first topic ... Read More »

                      Personal Finance Struggle Universal. Many Dealing With Trying to Make Ends Meet.

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                      When you are struggling to find enough money to get through the month or make ends meet, it an feel as if you are all alone in that effort. Money troubles are internationally universal and experienced by people around the world. Just yesterday I wrote about consumer debt levels increasing in Australia and Canada. The reality is that since the ... Read More »

                        I Need Someone to Put Me on Budget. – Sharon

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                        “Dear Steve, Working full time and also an adjunct college instructor-made some terrrible money mistakes and I don’t know how to fix! Make enough money to pay bills, but that is it. Not getting anywhere I need someone to put me on a budget, and help me figure out how to get out of debt-scared Sharon” Dear Sharon, For the ... Read More »

                          Three Important Personal Finance Ideas You Can Use Now!

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                          The following guest post was contributed by Dan Boylan. Dan Boylan is a lifelong practitioner of debt free living. He teaches classes out of Fort Wayne, IN at the University of St. Francis. He has a basic belief that all people can live healthy, happy debt free lives. He has spoken at numerous events and venues. Contact him at [email protected] ... Read More »

                            We Can’t Seem to Make Ends Meet and Save. Is Bankruptcy Right For Us? – Matt & Patti

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                            “Dear Steve, My wife and I gross $93K. We owe $38K in credit cards, $1290 mortgage and two kids in private HS @$15K/year. Take home is approx. $3200/mo. We are upsdie down on our house by at least $20K. Our current credit scores are – me 690’s, wife low 700’s. We make all our payments on time but emergencies like ... Read More »

                              Scott Writes Me and Asks For Help – “We Are Behind And Overwhelmed”

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                              Scott wrote to me at and asked me the following question. If you have a question you can visit and ask for my free help also. “Dear Steve, We have too many bills and not enough money. We owe $30,000 in debt besides my mortgage. We are behind about 1-2 months are most bills and are overwhelmed. We ... Read More »

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