People who don’t like to gamble and think it is stupid, gamble every single day with the biggest debt they may ever owe. But then again people are not the most logical creatures. Some would no more consider wasting money on lottery tickets because the odds of winning are so low but they gamble by not having health insurance because ... Read More »

My husband and I are pretty healthy and our doctor visits had been limited to yearly check-ups and an out of the blue visit when a cold wasn’t going away. This year has been a bit different for us in terms of using our health insurance. Besides getting my check-up I also had to go to my OB/GYN appointments and ... Read More »

I work for a company that has announced lay offs by 2012. I have credit card debt. One is 19,000. another is about 5,000. I am very worried about health insurance. I have a daugher that has had surgery with part of her large intestine taken out and they found crohns. seeing doctors regularly. I dont have savings. I am ... Read More »

Krystle “Dear Steve, I’m 21 years old, and live in California. I purchased my first home at the age of 19 and while that gives me a great sense of pride what does not leave me feeling good is my excessive credit card debt. I began snowballing the debt right after I bought the house. The engine in my 14 ... Read More »

The government has just launched HealthCare.gov and it is a great site about the affordable options for health insurance in America. Here is how the site describes itself. Welcome to www.HealthCare.gov, a website we designed to help you, your family, your business, your parents and grandparents, and your neighbors and friends get the information you need to make the best ... Read More »

A published work “Forgoing Medical Care Because of Cost” examines the issues facing cancer survivors in being able to afford continued access to medical care. The study found Cancer treatment may result in financial hardship, and an inability to afford medical copayments, prescription medications, and medical services perceived as nonessential (eg, dental and mental healthcare). In addition, cancer-related employment changes, ... Read More »

So you’re engaged. Or thinking about it. If you’re really serious about spending the rest of your life with another person, it’s time to get some of the tougher issues out in the open. Somewhere near the top of your list should be MONEY. Conflicts about money issues can stop a relationship before it has a chance to be successful. ... Read More »

With medical bills skyrocketing, many people feel they simply can’t afford to be sick. But illness and accidents happen anyway, leaving many families financially unhealthy or even bankrupt. While there is no single, simple solution to the high cost of medical care, this brochure is designed to offer suggestions on coping with large medical bills. Hospital Bills “Want to know ... Read More »

“Dear Steve, I visited hospital and did x-ray and other laboratory test. I was told that my insurance would have paid it. I paid copay first time and I thought that was it. Nobody told me the possible amount that I must have paid. My insurance company denied all amount because they stated that it’s pre existing condition. The total ... Read More »

Gina “Dear Steve, We have a lot of debt and serious medical issues that are generating medical bills we won’t be able to pay. We bought a new house 2 years ago and haven’t been able to sell the old house. It is rented for just enough to cover the first mortgage payment. We have a maxed out equity line ... Read More »

GPOT “Dear Steve, I have more than 10 credit cards. I am self employed and up to today, I have been able to meet all my payments. Because I’m self-employed I have to health insurance. I have just been diagnosed with prostate cancer and I have been given no hope. As you can imagine my family doesn’t want me to ... Read More »

“Dear Steve, I am married with two young children. We moved in with my mother with the hopes of purchasing a home to take advantage of the first time homebuyers credit. Once we were told that the requirements of the FHA were changed and we needed more down payment, we decided to put the house off. Now, we are doing ... Read More »

“Dear Steve, My boyfriend was in a car accident and went to the ER with chest pain immediately after it– we thought the insurance company would cover the cost of the ER visit because the other driver was at fault. There was no medical problem found and no follow-up required, but the bill for the visit was around $1600. The ... Read More »

Harvard study finds 50 percent increase from 2001 Most of those bankrupted by illness were middle class and had insurance Medical problems contributed to nearly two-thirds (62.1 percent) of all bankruptcies in 2007, according to a study in the August issue of the American Journal of Medicine that was published today online. The data were collected prior to the current ... Read More »

My name’s Annette and I just got told that in two weeks, my job will go from 40 hours a week to 10. On top of that, I’m losing all my benefits. Which means I have no health insurance to cover my lupus. My husband and I entered a debt management program several months ago that seems to be helping ... Read More »