See my research, posts, and articles on identity theft, including prevention tips, recovery steps, and protecting your credit. Click the link to learn more!
Question: Dear Steve, In 2015, my ex-husband used a credit card after our divorce with my name on it. He charged several thousand dollars on my card, then never paid the credit card company or me. The debt went into collections and I paid-off the $7,000 balance. How do I get reimbursement from my ex-husband …
Robert Morel, a man from Kentucky, was entirely frustrated when he was pursued for years over a student loan he never took out for truck driving school he never attended. By the time Morel was having his wages garnished and tax refunds intercepted he was extremely pissed off and frustrated. Who wouldn’t be? The Courier …
I had previously reported a curious statement by the Department of Education and the suspension of the online Data Retrieval Tool when applying for student loan financial aid using the online FAFSA form. At the time the concern was the “issue” was “relatively isolated,” but a Washington Post report says 100,000 people are impacted. The …
Question: Dear Steve, I applied for and signed my children’s names to their private student loans. They each have loans in the six figures. The private loans was on their school website, right next to the federal loans. My husband and I believed we could pay them off and then the financial crisis hit. I …
Question: Dear Steve, When I was 18 (2011) my dad forced me to go to a community college but only online. (he is a controlling person who never let my sister or I outside the house). He told me that I needed to take out student loans to pay for college (on top of FAFSA). …
Question: Dear Steve, Recent grad. Loans are coming up. Consolidated my loans, and mom doesn’t know I took out loans in her name (13,000). Need help figure out which plan is best to repay hers so that she won’t find out and possibly kill, sue, or stab me. Have a few questions on what am …
Question: Dear Steve, My husband is listed as a cosigner on a Navient student loan dating back to 2006. He was living with a woman in MA and this loan was for the woman’s daughter. The issues. 1. He does not remember signing for this, we only recently found out about it when pulling a …
Question: To put it most simply, I am 23 years old. Never once had a credit card – always debit. Never did anything wrong. Unfortunately, my father had my social security number, and completely destroyed my credit. It’s f**ked up, I know, but that’s the current situation. My credit score, I just found out, is …
Question: Dear Steve, About 10 yrs ago, my son stole my credit cards and maxed them out..I could not pay them, but was able to pay what I could..sometimes min amt due and sometimes not.. Anyway, I got papers to go to court because I was being sued..My son said he would go to court …
Question: Dear Steve, My ex husband left 2 of my children with over $100,000 each with student loan debt. He signed loans with their names without their knowledge, he missed months of payments which incurred high interest rates and now these kids both under 30 are saddled with these debts. They are beyond upset and …