Each of us lives only now, in this brief instant. The rest has been lived already. So make the most thoughtful choices you can today that will lead to a better future.
Steve's Thought of the Day
Stop drifting and hoping a magic solution will appear. Instead, you can participate in rescuing yourself. Find peace by pursuing facts through trusted advisers and research rather than the blind trust of salespeople trying to sell you something by almost any means necessary.
Steve's Thought of the Day
Make decisions to deal with your debt with logic and facts, not assumptions, and worry about what other people will think. People who judge you will soon be forgotten. Nobody thinks about anyone that much.
Steve's Thought of the Day
The world is nothing but constant change. Your life is only a perception. Choose a way out of debt based on facts, not assumptions. Do what is best for your future because those that judge you will not feed you.
Steve's Thought of the Day
Do you have a greater responsibility to repair your financial past or your financial present and future? Make good choices that allow you to tackle your debt and immediately start building your emergency fund and saving for retirement. Tomorrow will be here before you know it. Lost time is a sin.
Steve's Thought of the Day
There is no sense in wasting a perfectly good financial mistake. Instead, learn from it and do better moving forward. The past is gone. Turn and face the future now.
Steve's Thought of the Day
Those who judge you for past financial mistakes are not your friends. So don't make choices about your future out of fear of what they may think. Instead, make choices based on truth, fact, and what is best for you moving forward from today.
Steve's Thought of the Day
Don't believe everything you think. Challenge your assumptions about getting out of debt. Do what is best for you, not others.
Steve's Thought of the Day
Is it less moral to file bankruptcy or to not take action that leaves you old, broke, hungry, and dependent on others?
Steve's Thought of the Day
If bankruptcy is so bad, why did our Founding Fathers specifically include it in the U.S. Constitution as protection for financial difficulties?
Steve's Thought of the Day
Maybe it is time to read what the Bible really says about bankruptcy instead of listening to the assumptions of others. Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
Stop listening to people that say bankruptcy is a last resort. It is neither first nor last. It is a tool like credit counseling, debt settlement, and others. For the best result, you need to use the right tool for the job.
Steve's Thought of the Day
People that tell you to avoid bankruptcy want to sell you something else are repeating something they heard or do not know what they are talking about. Get the facts and then make your own decision. Don't let an unskilled script-reading commissioned salesperson make life decisions for you.
Steve's Thought of the Day
Debt problems are like fingerprints. No two are alike. A one-size-fits-all solution will give you a one-size-fits-all result. You deserve better.
Steve's Thought of the Day
You are not your debt. Your value, self-esteem, and existence should not be defined by the money troubles you may be facing right now. Debt problems are solved with proper action, not guilt, self-hatred, and disgust.
Steve's Thought of the Day
Debt is nothing more than math wrapped in emotion. The math is easy, the emotional part leads us to do impulsive things. Not the right thing.
Steve's Thought of the Day
What type of money personality do you have? It is important to know. Take my online test now and discover how you unconsciously deal with money, credit, and debt.
Steve's Thought of the Day
How much retirement savings are you willing to throw away by dealing with your old debt instead of preparing for your financial future? Find how much you will lose by making the wrong choice. Use my online debt repayment calculator now.
Steve's Thought of the Day
Does it make more sense to ask for life-altering debt advice from an unskilled and untrained commissioned salesperson in a call center or an experienced debt coach like Damon Day that provides a customized solution for money troubles?
Steve's Thought of the Day
Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
Consumer Statement: I was scammed out of money by Estate law group who have now changed their name and are attempting scam other consumers looking for mortgage modification. I then received a letter yesterday trying return original documentation obtained by Brad posing as a lawyer. i have tried to contact them on over 25 occasion … Read more
Update 1-12-2015 My name is wrongly tagged under a complaint from someone who submitted a scam report. In the article dated back in 2013, it has my name associated with the company and calling me a Service Manager? I worked for State Law Group for about 3 months and I was an assistant part-time. I … Read more
Consumer Statement: I called the State Law Group in October 2011 and spoke with a Kim Cooke who advised I qualified for a loan modification and I sent them the $2500 they asked for as a retainer for services. I sent the money and the documents requested, including bank statements, my 2011 income tax return, … Read more
Consumer Statement: This company had us send them 4,000 in order to start the loan modification process well they kept telling us it will take a little while to get everything complete and final. Just called yesterday to check in THEY HAVE A MESSAGE STATING THEY ARE NO LONGER IN BUSINESS AND TO CONTACT YOUR … Read more
Consumer Statement: Received a post card from a company allegedly working in conjunction with Bank of America to assist homeowners “under water” with their mortgage and or trying to keep out of foreclosure. In my case, mortgage payments were being made monthly. However I was looking to refinance at lower interest rate to reduce payment … Read more
New update from Connecticut today on another debt relief company. State Law Group is a purported California professional law corporation with offices, at various times, at 1740 E. Garry Avenue, Suite 221, Santa Ana, California; 4533 MacArthur Boulevard, Suite 1000, Newport Beach, California; 4533 MacArthur Boulevard, Suite 537, Newport Beach, California; and 1720 E. Garry … Read more
Consumer Statement: State Law Group is a scam I fell for the scam believing a trust fund was set up and until the modification was completed the money was in the fund. They kept passing me from the set-up man to his assistant to the very unprofessional processing manager. They do nothing but tag you … Read more
Date This Problem Happened: February 28, 2011 State You Live in: Connecticut Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $2,995 Company Name: State Law Group Company Address: 4533 MacArthur Suite 537 Newport Beach, CA. 92660 Company Telephone Number: 877-312-7912 Website of Company: statelawgroup.com Consumer Statement: I was solicited by State Law Group … Read more
Date This Problem Happened: July 7, 2011 State You Live in: Georgia Race/Ethnicity: White Age Range: 65+ Total Amount of Fee Paid: $2,995 Company Name: State Law Group Company Address: 1740 Garry Ave Suite 221 Santa Ana, CA 92705 Company Telephone Number: 404-408-3225 Website of Company: statelawgroup.com Consumer Statement: I received an offer through the … Read more
My wife and I have been contacted by The State Law Group. I have seen that you have been asked about this organization in the past with regards to loan modification. As with many Americans, times have been tough in our household and as a result we have accumulated a significant amount of debt that … Read more