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I Lived on Credit Cards in College and Have Not Paid Them. – Amy

Amy “Dear Steve, I just graduated from college and during that time was living on credit cards. I have not paid my card in 4 years. I am barely scraping by as it is and cannot add a $500 payment to my already increasing bills. What is my best option for getting out of debt? … Read more

My Twenty Year Old Daughter is in a Terrible Financial Situation. – Sam’s Mom

Sam’s Mom “Dear Steve, My daughter is 20 and what credit she has is already bad. She lived with a boyfriend (and friends) for two years and now has moved back home. Her current job is in the food industry on a college campus so that job will be gone when the school year ends. … Read more

I’m a Student in the UK, My Phone Bill is Almost £300 This Month and I Plan Not to Pay It – Ali

Ali “Dear Steve, Hi there, i am an international student in the UK. when i got here i bought a phone contract for 35 pounds a month. i also made alot of international calls being unaware of the high international calling rates my phone bill this month is almost 300 pounds.. I have cancelled my … Read more

I’m a College Student and Gotten Myself in Very Bad Credit Card Debt. – Meredith

“Dear Steve, I am a college student and gotten myself in very bad credit card debt. It is so easy to get a card and I have managed to run up a debt close to $10,000. I had three credit cards; I have gotten rid of them, can’t use them, but still owe the debt. … Read more