A 160,000-person study found financial education helps on average, but the median follow-up was 5.9 months and its authors call lasting effects inconclusive.
Sleep Number is preparing for a possible bankruptcy. Here’s what’s at risk for your warranty and smart bed app — and the bigger lesson about your own debt.
ADHD and debt are connected at the neurological level. Standard money advice fails ADHD brains because it assumes executive function that isn’t there. Here’s what actually works.
Quick Answer: A bad economy helps individuals who prioritize cash preservation over economic participation, while hurting those who continue spending to support the broader economy. The key takeaway is treating cash like gold by drastically reducing outflows and postponing non-essential purchases until financial stability returns.Much of what we read is all high-level safe stuff about …
Quick Answer: Janean Jorgensen’s hour-long program explores how Broadway show tunes reflect society’s attitudes about wealth, poverty, and money morality, examining the myths versus realities of financial circumstances. The show demonstrates how cultural perspectives on money permeate entertainment and offers insights into common beliefs about rich versus poor lifestyles.Money, credit, and debt issues filter through …
Quick Answer: Debt is typically a symptom of underlying issues like job loss, addiction, illness, or divorce rather than the root problem itself. Treating only the debt without addressing the underlying cause often leads to recurring financial problems when the original issue remains unresolved.Now here is a point many in the debt world get totally …
Quick Answer: Arkansas Attorney General Dustin McDaniel filed a legitimate consumer protection lawsuit against National Credit Adjusters LLC for illegally collecting on payday loan debts that are void under Arkansas law. The Kansas-based agency violated state law by misrepresenting unenforceable, usurious debts as collectable to Arkansas consumers.Attorney General Dustin McDaniel today filed a consumer-protection lawsuit …
Quick Answer: Medical debt bankruptcy typically involves Chapter 13 repayment plans for high earners, where trustees can adjust payments based on income verification. This firefighter’s $44K debt requires 100% repayment over 5 years, and trustees routinely monitor income changes that could increase monthly obligations.“Dear Lewis,Made many not so smart mistakes which put me into serious …
Quick Answer: Fast Track Debt Relief pressures consumers into quick contract signings before they can research alternatives, which is a red flag indicating commission-focused sales tactics. The advisor recommends canceling any immediate appointments to properly evaluate all debt consolidation options without high-pressure sales interference.“Dear Damon,I am ready to meet with a person on Monday to …
Kristy “Dear Steve,I’m recently divorced and left drowning in debt. I have 2 mortgages, 3 credit cards, a car pmt, a personal loan owing $1500, and almost 3,000.00 in medical bills. I dont make enough money to cover all my expenses and finding a part time job has been impossible lately.What do you suggest I …
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