“Dear Steve, I have 45k in credit card debt I am single just started a new job which is based off of commision. I am current on all of my bills no lates or over limits I am at 80% of limits, however I can only pay minimum payments on the bills. Please give me …
“Dear Damon, Racked up Credit Card debt (50K). Haven’t missed any payments (yet), but struggling to be able to pay down debt more than the minimum payments (about 1300 a month). Barely making minimum payments, do not foresee any significant income increases. Looking to buy-down debt quickly, and free up monthly income for savings, etc. …
“Dear Steve, I’m 22 and in 6,000 credit card debt! I am a recent college graduate, and in some credit card debt. In college, I racked up 3 different credit cards (one with a $4,000 limit, one with a $500 limit and one with a $300 limit – who gives an 18 year old kid …
My boyfriend and I have have been living together for three years now, he has a mortgage for our home in his own name due to my crappy credit rating we mutually agreed this was the best choice and he has always had excellent credit. When we moved in together he had a visa card …
We have been using credit cards to make ends meet they are maxed out and we have refinanced into our mortgage and vehicles so much we owe $300,000. We can’t move to an apartment because we have big dogs and no we will not give them away; they are our family. We have baby # …
“Dear Steve, We have a LOT of debt and have some rental houses. Have several cards that are maxed. We still barly make all the bills on time, we don’t want to lose our houses, and we really don’t want to get bad credit. So what do we do? How do we get out of …
Being in debt is not an emotional walk in the park and unless you know what it is like, you can’t feel the pain or suffering that goes with it. People forget or don’t know what it is like to be in debt. No, not the kind of debt where you owe Bob a bit …
“Dear Steve, My husband and I owned a small business, the harsh economy has make our income lower than we expected. We purchased our house 4 years ago, the value has gone down a bit but I don;t think we are up-side-down on our mortage. Our credit used to be really good but because we …
“Dear Steve, Three years ago we had no debt except a house payment. We chose to move closer to family and took a 2/3s pay cut to do it. My husband works in sales and we expected that the money we come, so although we are smart people we continued to spend like we had …