Each of us lives only now, in this brief instant. The rest has been lived already. So make the most thoughtful choices you can today that will lead to a better future.
Steve's Thought of the Day
Stop drifting and hoping a magic solution will appear. Instead, you can participate in rescuing yourself. Find peace by pursuing facts through trusted advisers and research rather than the blind trust of salespeople trying to sell you something by almost any means necessary.
Steve's Thought of the Day
Make decisions to deal with your debt with logic and facts, not assumptions, and worry about what other people will think. People who judge you will soon be forgotten. Nobody thinks about anyone that much.
Steve's Thought of the Day
The world is nothing but constant change. Your life is only a perception. Choose a way out of debt based on facts, not assumptions. Do what is best for your future because those that judge you will not feed you.
Steve's Thought of the Day
Do you have a greater responsibility to repair your financial past or your financial present and future? Make good choices that allow you to tackle your debt and immediately start building your emergency fund and saving for retirement. Tomorrow will be here before you know it. Lost time is a sin.
Steve's Thought of the Day
There is no sense in wasting a perfectly good financial mistake. Instead, learn from it and do better moving forward. The past is gone. Turn and face the future now.
Steve's Thought of the Day
Those who judge you for past financial mistakes are not your friends. So don't make choices about your future out of fear of what they may think. Instead, make choices based on truth, fact, and what is best for you moving forward from today.
Steve's Thought of the Day
Don't believe everything you think. Challenge your assumptions about getting out of debt. Do what is best for you, not others.
Steve's Thought of the Day
Is it less moral to file bankruptcy or to not take action that leaves you old, broke, hungry, and dependent on others?
Steve's Thought of the Day
If bankruptcy is so bad, why did our Founding Fathers specifically include it in the U.S. Constitution as protection for financial difficulties?
Steve's Thought of the Day
Maybe it is time to read what the Bible really says about bankruptcy instead of listening to the assumptions of others. Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
Stop listening to people that say bankruptcy is a last resort. It is neither first nor last. It is a tool like credit counseling, debt settlement, and others. For the best result, you need to use the right tool for the job.
Steve's Thought of the Day
People that tell you to avoid bankruptcy want to sell you something else are repeating something they heard or do not know what they are talking about. Get the facts and then make your own decision. Don't let an unskilled script-reading commissioned salesperson make life decisions for you.
Steve's Thought of the Day
Debt problems are like fingerprints. No two are alike. A one-size-fits-all solution will give you a one-size-fits-all result. You deserve better.
Steve's Thought of the Day
You are not your debt. Your value, self-esteem, and existence should not be defined by the money troubles you may be facing right now. Debt problems are solved with proper action, not guilt, self-hatred, and disgust.
Steve's Thought of the Day
Debt is nothing more than math wrapped in emotion. The math is easy, the emotional part leads us to do impulsive things. Not the right thing.
Steve's Thought of the Day
What type of money personality do you have? It is important to know. Take my online test now and discover how you unconsciously deal with money, credit, and debt.
Steve's Thought of the Day
How much retirement savings are you willing to throw away by dealing with your old debt instead of preparing for your financial future? Find how much you will lose by making the wrong choice. Use my online debt repayment calculator now.
Steve's Thought of the Day
Does it make more sense to ask for life-altering debt advice from an unskilled and untrained commissioned salesperson in a call center or an experienced debt coach like Damon Day that provides a customized solution for money troubles?
Steve's Thought of the Day
Throw out your misperceptions and you'll be fine. (And who is stopping you from throwing them out?) - Marcus Aurelius
“Dear Steve, I’m a single mother of 3 children (12yrs, 5yrs & 9 mths). I lost my job in the recession and recently divorced. Due to financial circumstances my home went into the foreclosure process. My mtg company denied me 3 times for a loan re-modification. I was contacted by National Advocacy Law Center promising … Read more
“Dear Steve, I’m trying to get help with my tax issue and I was contacted natiomal advocacy debt center by phone concerning a pending IRS audit/tax collection this Firm called my cell phone and had a robot message. The message said it was about my IRS issues and to press 1 or I may face … Read more
“Dear Steve, We need help as well with Indy Mac bank and this law firm national advocacy law center called our home with a message on a recorder Saying we are preselected to get a loan modification. How can a law group Do this ?? We never called or herd of such a thing any … Read more
“Dear Steve, I live in new jersey and we had been contacted by national advocacy law center regarding loan modification help I’m very distressed over the fact they won’t allow us to speak to the attorney in our state or tell us who it is. They told me until I send in all my info … Read more
Consumer Statement: On June 7th of 2012 I mailer was recieved at our residence in Moreno Valley CA This was from National Advocacy Law Center in Santa Ana ca. I called in regards to the solicitation we recieved in regards to our Wesom Credit union loan this mailer piece was for a national law suit … Read more
I received the following tip from a reader below about Fieldstone Law and National Advocacy Law Center. If you know anything that might be helpful, please post it in the comments section below. I have verified that [National Advocacy Law Center] was fieldstone law and law offices of frank barilla. If you visit www.Nationaladvocacylawcenter.com you … Read more
Consumer Statement: Our home is behind by 14 month and we got a solicitation phone call for help after my wife went on line to a HUD website and requested a call for assistants. We spoke to Mike at National advocacy law center and he signed up us for a loan modification program for 2500.00 … Read more
Consumer Statement: National Advocacy Law Center is not a ethical firm and uses deceptive sales tactics to draw desperate home owners and then leed them into Foreclosure. I’m a former Client, Dan S Consumer Action Taken: This company tryed to make me pay 6500.00 over a 30 day period for a service called “ADR” this … Read more
Consumer Statement: IM NOT REPORTING A SCAM BUT REPORTING ON A FIRM THAT CHAGES IT’S NAME TO FOOL PEOPLE AND ARE RIPPING PEOPLE OFF I WORKED FOR THIS FIRM AND THEY ARE LIARS THE MAIN LIAR BARRY GABSTER HE IS A CONARTIST. Consumer Action Taken: THIS COMPANY KNOW AS NATIONAL ADVOCACY LAW CENTER IS KNOW … Read more
Consumer Statement: National Advocacy Law Center 2861 Pullman Ave Santa Ana ca took our money for a service called ADR and we never got our loan modification. Consumer Action Taken: We tryed to get a refund And they will not help us. Date This Problem Happened: February 10, 2012 State You Live in: California Race/Ethnicity: … Read more