Husband Died. No 401K. No Life Insurance. Should I File Bankruptcy? – Patty

“Dear Lewis, i lost mt job in feb 09 did not find work until sept 09. though my husband worked we where not able to make ends meet. we have still been struggling to make ends meet even after i found a job. but in jan 2011 my husband died, no life insurance, no 401 …

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I’m Moving Back With My Stepmother. Should I File Bankruptcy or Go With Credit Counseling? – Maya

“Dear Steve, I currently bring home $2500.00 per month and I have been fully employed in outside sales for the last year. I have credit card debt of $45,000.00. I am trying to bring in more income and cut my rent costs by moving in with my stepmother if she agrees. Barring a new position …

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I’ve Been Thinking About Bankruptcy. – Bob

“Dear Steve, My wife and I have accrued about 90,000 in credit card debt over the past 4-5 years and the more we pay the more we seem to owe. I need help to determine my best route to get out of this debt, I have been thinking about bankruptcy Bob” Dear Bob, I think …

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Bankruptcy or Debt Reduction. What Should I Do? – Brenda

My question is which is the best alternative: dealing with a company who promises to help reduce of eliminate the debt or file bankruptcy? Total credit card debt is around 40,000 and am keeping up the minimum payments but looking at the interest rates, the debts are likely not to be paid until years from …

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Trisha is a Single Mom, Separated, and Facing Bankruptcy. What Should She Do?

Trisha “Dear Steve, I am a single mom and heavily in debt. I was living with my husband (we are legally separated) because of finances but recently I moved out. I am not behind on my payments at this time because I didn’t have to pay rent, utilities, etc. It is only a matter of …

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Misty Didn’t Have Health Insurance And Got Sick. Now The Bills Are Rolling In.

Misty “Dear Steve, I have a large amount of medical bills coming in from when I didn’t have health insurance. On top of that I have about $2,000 in credit card debt and roughly $10,000 in student loans. I have another $2,000 from a loan I took out. I now have two judgements on my …

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