What Caught My Eye: Debt Collection complaints dominated on Tuesday, March 3, 2026, making up 96% of all filings (114 of 118). Most-complained-about: Kriya Capital, LLC (39), ENCORE CAPITAL GROUP INC. (13), CAINE & WEINER COMPANY, INC. (7). Most common issue: “Attempts to collect debt not owed” (62 filings). If you’re dealing with any of these companies or issues, ask me directly — I’ve seen most of these situations resolved.
The following debt-related complaints were received by the CFPB on Tuesday, March 3, 2026. All information is sourced directly from the CFPB Consumer Complaint Database. These are consumer allegations — every company named has the right to respond and contest any characterization. Filing a complaint does not establish wrongdoing.
Payday & Personal Loans (1)
| Company | Issue | State |
|---|---|---|
| Porsche Financial Services, Inc. | Problem when making payments | NY |
Student Loans (1)
| Company | Issue | State |
|---|---|---|
| Navient Solutions, LLC. | Struggling to repay your loan: Problem with your payment plan | NJ |
Debt Relief Services (2)
| Company | Type | Issue | State |
|---|---|---|---|
| Experian Information Solutions Inc. | Credit repair services | Confusing or missing disclosures | UT |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Credit repair services | Confusing or missing disclosures | UT |
Debt Collection (114)
| Company | Issue | State |
|---|---|---|
| CCS Financial Services, Inc. | Written notification about debt: Didn’t receive enough information to verify debt | CT |
| Central Portfolio Control Inc. | Attempts to collect debt not owed: Debt is not yours | SC |
| Army and Air Force Exchange Service | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | LA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | IL |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | AL |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Written notification about debt: Didn’t receive enough information to verify debt | NY |
| CCS Financial Services, Inc. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | FL |
| ENCORE CAPITAL GROUP INC. | Attempts to collect debt not owed: Debt is not yours | TX |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | TX |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | MD |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | GA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | NY |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | GA |
| ALLY FINANCIAL INC. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | CA |
| Diversified Adjustment Service, Inc. | Attempts to collect debt not owed: Debt is not yours | TX |
| ENRAMEX INC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| 4M Collections, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | CA |
| CAINE & WEINER COMPANY, INC. | Attempts to collect debt not owed: Debt was paid | VA |
| Leafy Financial, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | NJ |
| Io, Inc. | Written notification about debt: Didn’t receive enough information to verify debt | TX |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | TX |
| Westlake Services, LLC | False statements or representation: Attempted to collect wrong amount | OH |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | MO |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | FL |
| ENCORE CAPITAL GROUP INC. | Written notification about debt: Didn’t receive enough information to verify debt | PA |
| HW Holding, Inc | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| CAINE & WEINER COMPANY, INC. | Attempts to collect debt not owed: Debt was result of identity theft | AZ |
| Experian Information Solutions Inc. | Attempts to collect debt not owed: Debt was result of identity theft | AZ |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| ENCORE CAPITAL GROUP INC. | Written notification about debt: Didn’t receive enough information to verify debt | OR |
| Experian Information Solutions Inc. | Attempts to collect debt not owed: Debt was result of identity theft | TX |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | NC |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | MS |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | False statements or representation: Attempted to collect wrong amount | IN |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | TX |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | CA |
| Credit Systems International, Inc. | Attempts to collect debt not owed: Debt is not yours | AL |
| McNeil & Meyers Asset Management Group, LLC | Written notification about debt: Didn’t receive enough information to verify debt | CA |
| Experian Information Solutions Inc. | Attempts to collect debt not owed: Debt was result of identity theft | CA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | IN |
| ALLY FINANCIAL INC. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | NV |
| Kriya Capital, LLC | False statements or representation: Attempted to collect wrong amount | OH |
| Experian Information Solutions Inc. | Attempts to collect debt not owed: Debt was result of identity theft | TX |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | AL |
| Rozlin Financial Group, Inc. | Attempts to collect debt not owed: Debt was result of identity theft | IL |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | TX |
| Experian Information Solutions Inc. | Attempts to collect debt not owed: Debt was result of identity theft | NJ |
| ENCORE CAPITAL GROUP INC. | False statements or representation: Attempted to collect wrong amount | NJ |
| ENCORE CAPITAL GROUP INC. | Attempts to collect debt not owed: Debt is not yours | CA |
| ALLY FINANCIAL INC. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | NC |
| Investment Retrievers, Inc. | Attempts to collect debt not owed: Debt is not yours | FL |
| MIDWEST RECEIVABLE SOLUTIONS LLC | Written notification about debt: Didn’t receive enough information to verify debt | IL |
| Merchants Adjustment Service, Inc. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | AL |
| CCS Financial Services, Inc. | False statements or representation: Attempted to collect wrong amount | MD |
| CAINE & WEINER COMPANY, INC. | Attempts to collect debt not owed: Debt was result of identity theft | AL |
| CCS Financial Services, Inc. | Written notification about debt: Didn’t receive enough information to verify debt | GA |
| CCS Financial Services, Inc. | Attempts to collect debt not owed: Debt was result of identity theft | VA |
| FISERV FINXACT CORE | False statements or representation: Attempted to collect wrong amount | CA |
| Experian Information Solutions Inc. | Attempts to collect debt not owed: Debt was result of identity theft | TN |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | MO |
| Army and Air Force Exchange Service | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| EGL US, LLC | False statements or representation: Attempted to collect wrong amount | OH |
| Experian Information Solutions Inc. | Attempts to collect debt not owed: Debt was result of identity theft | TX |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | CA |
| Kriya Capital, LLC | Written notification about debt: Didn’t receive enough information to verify debt | TX |
| ENCORE CAPITAL GROUP INC. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was paid | VA |
| CAINE & WEINER COMPANY, INC. | Written notification about debt: Didn’t receive enough information to verify debt | NY |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | GA |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TN |
| LJ Ross Associates | False statements or representation: Attempted to collect wrong amount | OH |
| ENCORE CAPITAL GROUP INC. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | GA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | FL |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | TN |
| CAINE & WEINER COMPANY, INC. | Attempts to collect debt not owed: Debt is not yours | TX |
| ENCORE CAPITAL GROUP INC. | Written notification about debt: Didn’t receive notice of right to dispute | SC |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | AL |
| Creditors Bureau Associates | Attempts to collect debt not owed: Debt was result of identity theft | TN |
| Kriya Capital, LLC | False statements or representation: Attempted to collect wrong amount | MO |
| ALLY FINANCIAL INC. | Electronic communications: Frequent or repeated messages | AL |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | CA |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| Credit Systems International, Inc. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | PA |
| ENCORE CAPITAL GROUP INC. | Attempts to collect debt not owed: Debt was result of identity theft | AL |
| ENCORE CAPITAL GROUP INC. | Attempts to collect debt not owed: Debt is not yours | TX |
| Experian Information Solutions Inc. | Written notification about debt: Didn’t receive enough information to verify debt | NY |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | AZ |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | OH |
| Credit Central Holdings, LLC | Written notification about debt: Didn’t receive enough information to verify debt | WA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | CA |
| ENCORE CAPITAL GROUP INC. | Written notification about debt: Didn’t receive enough information to verify debt | AR |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | GA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | IL |
| Army and Air Force Exchange Service | Attempts to collect debt not owed: Debt was paid | ID |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | TX |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | AZ |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | TX |
| CAINE & WEINER COMPANY, INC. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| Credit Systems International, Inc. | Attempts to collect debt not owed: Debt was result of identity theft | AL |
| Kriya Capital, LLC | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | OK |
| S & S Recovery, Inc. | Took or threatened to take negative or legal action: Threatened or suggested your credit would be damaged | TX |
| CAINE & WEINER COMPANY, INC. | Attempts to collect debt not owed: Debt was result of identity theft | MI |
| TRANSUNION INTERMEDIATE HOLDINGS, INC. | Attempts to collect debt not owed: Debt was result of identity theft | CA |
| ENCORE CAPITAL GROUP INC. | Written notification about debt: Didn’t receive notice of right to dispute | IL |
| Security Credit Services, LLC | False statements or representation: Impersonated attorney, law enforcement, or government official | AL |
| ENCORE CAPITAL GROUP INC. | Attempts to collect debt not owed: Debt was result of identity theft | AL |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt was result of identity theft | VA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | LA |
| Kriya Capital, LLC | Attempts to collect debt not owed: Debt is not yours | TX |
| Central Portfolio Control Inc. | Attempts to collect debt not owed: Debt was result of identity theft | AZ |
Source: CFPB Consumer Complaint Database. Complaints are published after the company responds or after 15 calendar days, whichever comes first. This post is generated automatically each weekday from public CFPB data.
Before You Sign Anything: Run any debt relief contract through the free Contract Decoder to spot hidden fees and unfair terms. Check the company’s complaint history with the Scam-O-Meter.
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Compare Your Real Options: Most debt relief companies won’t tell you about all your options — especially the ones they can’t profit from. Credit counseling has a 21-27% completion rate. Settlement resolves about 1% of enrolled debts fully. Bankruptcy has a 95% discharge rate — and protects your retirement. Take the Find Your Path quiz for a recommendation based on your actual numbers.
