Supreme Court Appears to Make Federal Student Loan Debt Collection Calls to Cellphones – Not Allowed

The decision posted today from the Supreme Court was about debt collection calls to cellphones when a debt is owed to the government. Wellfederal student loans are owed to the government so it sure seems to apply. The charge against these types of calls was led by the Court more conservative Justices’. Justice Kavanaugh wrote … Read more

Student Loan Forgiveness Robocall Recording Appears to be From Student Loans Consolidated or Encompass Recovery Group

If you get a robocall that sounds like the one below, my suggestion is hang up. In general, the call is BS. There is no new event that leads to federal student loan forgiveness unless the terms of the individual program are met. The current program with the most number of people enrolled in is … Read more

Court Orders Kevin Guice, Ringleader of Debt-Relief Scam, to Pay $23 Million and Mini Yacht

I’m always surprised when a court action comes out against a debt relief company owner that I had not really heard about before the FTC came out with its first notice. The mini yacht the scammer had to give up was named Tuff Life II. I’m not sure getting caught in a national scam actually … Read more

Sarah From Card Services is a Bitch. But Then Again It’s an Illegal Robocall.

I just received one of those “Hi this is Sarah from card services” calls on my cellphone where the automated messages asks you to wait to be connected with an operator so they can tell you about how they can reduce your credit card rates. My call came from 386-479-7686. The message was very similar … Read more

FTC and Ten State Attorneys General Take Action Against Political Survey Robocallers Pitching Cruise Line Vacations to the Bahamas

Settling Defendants to Pay More Than $500,000 in Penalties for Billions of Illegal Robocalls The Federal Trade Commission and 10 state attorneys general have taken action against a Florida-based cruise line company and seven other companies that assisted a massive telemarketing campaign resulting in billions of robocalls. The FTC and state partners allege that that … Read more

Credit Card Interest Rate Reduction Scam Nailed in Canada-U.S. Sting

The Federal Trade Commission has reached a settlement with four of the defendants in an allegedly phony debt relief services operation that claimed that, for $995, it would dramatically reduce consumers’ credit card interest rates. Under the settlement, reached as part of the FTC’s continuing efforts against frauds that target financially strapped consumers, the defendants … Read more

Telelmarketers Charged With Illegal Robocalling By FTC

The Federal Trade Commission is taking action against a telemarketing operation that allegedly made illegal robocalls, called phone numbers on the National Do Not Call Registry, and masked Caller ID information, in violation of the FTC’s Telemarketing Sales Rule. The FTC’s complaint seeks to make the defendants pay civil penalties and stop the illegal calls. … Read more

Americall Will Pay $500,000 To Settle FTC Charges

Americall, an Illinois-based telemarketing firm will pay $500,000 civil penalty to settle Federal Trade Commission (FTC) charges that it interfered with consumers’ requests to be placed on company-specific do not call lists and transmitted deceptive Caller ID names. The FTC alleged that Americall Group, Inc violated the FTC’s Telemarketing Sales Rule (TSR) in it’s efforts … Read more

FTC Continues TSR Crack Down

As part of its ongoing efforts to crack down on illegal pre-recorded robocalls, the Federal Trade Commission (FTC) is taking action against an operation that allegedly helped clients make illegal robocalls, call phone numbers on the National Do Not Call Registry, and mask Caller ID information, in violation of the FTC’s Telemarketing Sales Rule. This … Read more

Transcontinental Warranty Fake Auto-Service Warranties Lands Execs In Prison

After pitching $40 million in fake auto-service warranties two former telemarketing executives are sentenced to five years in prison and a fine of $15,000 each. Christopher Cowart and Cris Sagnelli of Florida pleaded guilty last December to federal fraud charges arising out of the telemarketing sales practices of Transcontinental Warranty, a Florida company selling so … Read more

It’s Been A Year Since The TSR – What’s Changed With Debt Settlement?

A year ago this month the Federal Trade Commission (FTC) barred debt settlement companies that used telemarketing from accepting up-front fees. Although it’s been an entire year since this change we are still see companies trying sneak in those up-front fees with businesses trying to exploit loopholes. The whole purpose of the Telemarketing Sales Ruling … Read more