The FTC Is Sending Cleo AI Refund Payments (October 2026): Is Yours Real?
Got an FTC email or PayPal payment about Cleo AI? How to tell if it’s real, the key dates, and the one thing a real FTC refund never asks you for.
federal trade commission
The FTC Is Sending GOAT Refund Payments (October 2026): Is Yours Real?
Got an FTC check or PayPal payment about GOAT? How to tell if it’s real, and the one thing a real FTC refund never asks you for.
FleetCor’s $100 Million Fuel Card Settlement Is Real — But Nobody Has to File a Claim Yet
FleetCor — now Corpay — will pay $100M after a court found it charged hidden fuel card fees. Here’s what the FTC’s order says about getting paid.
I Paid a Credit Repair Company and Nothing Happened. Here’s What to Do
I paid a credit repair company and got nothing back. Here is exactly how to get your money back fast, and what federal law says they owed you all along.
The FTC Says a $200 Million Credit Repair Scheme Used Google Ads to Target Military Servicemembers
The FTC says a credit repair network used Google ads to target servicemembers owing AAFES and USAA debts — and what it allegedly did next should worry you.
The Nonprofit Loophole in Credit Repair Law: How Big Is It Really?
Federal credit repair law exempts 501(c)(3) nonprofits. Here is what that carve-out actually does, and how to check any organization.
Banks Are Asking Congress to Rein In Debt Settlement Companies — Here’s What That Means for You
Seven major banking trade groups sent Congress a letter warning that debt settlement companies are harming consumers with strategic default tactics, fees of 15–25% of enrolled debt, and a 25% failure rate. Here’s an honest look at what’s really going on — and your actual options.
What Is a Charge-Off? It Doesn’t Mean the Debt Disappears
A charge-off means the creditor wrote your debt off their books — not that it’s forgiven. You still owe it, it stays on your credit report for 7 years, and collectors can still sue you. Here’s what to do.
Car Loan Fraud Is Exploding in 2026: The #CreditHacks Scheme You Need to Know
Credit washing fraud is surging in auto finance — up 162% — as social media and AI make the scheme accessible to anyone. Auto finance fraud hit $9.2B in 2024 and is expected to exceed $10B in 2026.
Walmart Spark Driver Settlement Update: $100 Million — Are FTC Checks Being Mailed to You?
Walmart agreed to a $100M FTC settlement over Spark driver pay deception — and checks are now being mailed. Here’s how to find out if you’re getting one.
