You Reboot Everything Else—Why Not Your Debt?
In this episode, Steve Rhode explores why we instantly reboot a frozen computer but suffer for years before rebooting our finances. Using the powerful…
financial freedom
Dave Ramsey… We Should Talk About This
Steve Rhode offers a balanced but critical look at Dave Ramsey’s financial advice. While acknowledging Ramsey has helped millions, Steve challenges specific…
Getting Debt Free Isn’t One-Size-Fits-All: Why Your Plan Needs to Fit You
Damon Day (solo episode) explains why there’s no single ‘right way’ to get out of debt—the best path depends on your unique situation. Using client stories…
Let’s Talk About Overcoming Financial Anxiety
Quick Answer: Steve Rhode and Damon Day explain that financial anxiety affects people at all income levels and stems from more than just poor budgeting habits. The hosts emphasize that recognizing debt problems early and implementing mindset shifts can help break the cycle of financial stress before it becomes overwhelming.Feeling like your finances are running …
Credit Counseling Costs $400K: Myth vs Reality
Part of the Credit Counseling Hub: This post is one piece of my complete Credit Counseling: The Complete Guide — what a DMP costs, who it helps, the agency financial stability risk, and how to verify any agency before enrolling.Quick Answer: Credit counseling through Debt Management Plans costs $1,715 over five years with only a …
How to Get Out of Debt on a Low Income
Quick Answer: To get out of debt on a low income, one should first save at least $500 for emergencies before making extra debt payments, as having no cushion leads to more debt when unexpected expenses arise. The approach involves pausing non-essential debt payments, calling utility companies about hardship programs, and prioritizing survival over aggressive …
Credit Card Debt: What It Means and What to Do
Steve Rhode explains how to use credit cards to get free travel and perks without paying interest. He debunks the ‘credit cards are evil’ myth and shares…
Debt Burnout: When It Helps and When It Hurts
Steve Rhode shares the warning signs of debt burnout and practical steps to escape the spiral.
Debt Myths Keeping You Broke: Myth vs Reality
Quick Answer: Common debt myths keep people trapped in financial struggle when the reality is often the opposite of what they fear. Bankruptcy, despite widespread misconceptions, is frequently the fastest path to financial recovery and rebuilding credit rather than the permanent destruction many people imagine.In this episode of Get Out of Debt Guy, Damon Day …
Asking for Financial Help: Myth vs Reality
Quick Answer: Asking for financial help is a smart strategic move rather than a sign of failure, as 69% of Americans avoid discussing money troubles due to shame despite evidence showing those who seek financial advice reduce stress and improve their situations faster. Money troubles can feel overwhelming. The stress, the late payments, the feeling …
