Federal Borrower Defense covers only federal loans. But some private student loan contracts carry a school-fraud defense under the FTC’s Holder Rule – here’s how to check yours.
No real business, government agency, or debt collector accepts gift cards as payment. The FTC confirms: that request always means a scam.
The government does not hand out personal grants for bills or debt — and never charges a fee to release one. Here is the FTC’s own warning, verified.
Told to pay a credit repair company before it helps you? Federal law bans advance fees — and you can dispute credit report errors yourself for free.
A debt settlement company telling you to pay a fee before they settle anything isn’t industry standard — it’s a federal violation. The FTC’s Telemarketing Sales Rule has banned advance fees since 2010.
No company can get your federal student loans forgiven faster — applying is free at StudentAid.gov, and charging upfront fees is often illegal. Here’s the proof.
The FTC settled with Alex Mashinsky for $10M — but none of that reaches former Celsius customers. Your real recovery runs through the bankruptcy estate. Here’s how.
The FTC alleged RentGrow included duplicate eviction and criminal records in tenant-screening reports. Here’s how to pull and dispute your own file — a separate system from your credit report.
The FTC is mailing .7 million in refunds to 62,893 people who worked for Handy. Here’s who gets paid, the 90-day deadline, and how to spot the refund scams that always follow.
The FTC says Hopper charged hidden fees and misled users. Money is coming back — but there’s a reason you shouldn’t rush to file a claim.
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