We Have an IRS Payment Plan But My Husband Just Died. What Do I Do? – Maggie

“Dear Steve, My husband recently passed away. I know I have to file taxes for him and I since we were married, but my question is do I still have to pay any taxes that we owed from previous years. He was making a payment once a month. Do I have to continue to do …

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I Went to School to Become a Psychologist But My Student Loans Are Too Much to Deal With. – Steve

“Dear Steve, My wife and I have managed to amass over 300k in mostly student loan debt. She has a good job as a school psychologist, and I am currently taking care of our 2 young children (6 and 1). I went to school to become a psychologist , but was ultimately forced to stay …

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Our Attorney Wants to Charge Us to Convert Our Case From a Chapter 13 Bankruptcy to a Chapter 7 Bankruptcy. – Cody

“Dear Steve, My wife and I filed Chapter 13 in Sept. of 2010. We decided to only have my check garnished, since I make the most money in the household. We were struggling to get by with most of my check being garnished. But then, in December of 2011, things got real bad. My wife …

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Greenleaf Finance UK – Consumer Complaint – 6-2-2012

Consumer Statement: Greenleaf financial have taken £39.99 out my account without auth or notifing myself I have bank charges and sitting without any £ I want it refunded Consumer Action Taken: Sent hundreds of emails not heard anything back Date This Problem Happened: State You Live in: Edinburgh, Scotland Race/Ethnicity: White Age Range: 36-50 Total …

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Realty Law Center – Novation Law Center – Consumer Complaint – 6-2-2012

Consumer Statement: I was contacted by Novation Law Center in June of 2011 regarding a loan remodification. After many conversations I agreed to retain their legal services I paid a total of 3500.00 dollars to have them help me. It all seem legit when they assigned me a negotiator to help me. Then it all …

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Should I Just Wait for My Social Security Income to be Garnished for the Student Loans? – Mari

“Dear Steve, I am 69 years old and live on Social Security. I returned to school 2 years ago and recently graduated with an Associates of Science degree. I have difficulty in finding a job in my field which is Early Childhood Education. Additionally, I have arthritis on my left hip and my left knee …

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Creative Debt Solutions – Beware of These Apparent Idiots

A reader brought a debt relief company to my attention, Creative Debt Solutions at creativedebtsolutions.org. Beware and watch out. I took a look at their site and I was very unhappy to find some of the previously discredited tactics being promoted on their site. Just when you thought stupid tricks like novation and unilateral terms …

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Unsecured Debt Consolidation Loans Like This One Can Help to Get You Out of Debt

I wanted to share with you the story of Will, who decided that an unsecured debt consolidation loan was the best way to deal with his debt situation. Will was kind enough to share his experience and opinions about why he got the debt consolidation loan and his experience getting it. Q: What led you …

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